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April 5th, 2024

Buyer’s Guide to Insurance for Concealed Carry Permit Holders

CCW Law insurance

It is estimated that over 21.5 million Americans are currently licensed/permitted to carry concealed weapons.* And with the 2022 U.S. Supreme Court decision in NYSRPA v. Bruen, we can expect that number to increase significantly. That landmark case stated that the Second Amendment guarantees citizens the right to bear arms outside their homes.

CCW Carry permits license

There are now seven (7) major business entities which provide insurance coverage and legal services for CCW holders. These providers are listed below. We suggest, BEFORE you commit to any particular policy/membership, you comparison shop at least three different options. We also recommend you read the full 3400-word GunDigest Article that examines, in detail, the coverage offered by these seven companies:

U.S. Law Shield concealed carry ccw insurance u.s. law shield
U.S. Concealed Carry Assoc. (USCCA) concealed carry ccw insurance u.s. law shield
CCW Safe concealed carry ccw insurance u.s. law shield
Right To Bear concealed carry ccw insurance u.s. law shield
Armed Citizens Legal Defense Network (ACLDN) concealed carry ccw insurance u.s. law shield
Second Call Defense concealed carry ccw insurance u.s. law shield
Firearms Legal Protection concealed carry ccw insurance u.s. law shield

Factors to Consider When Choosing a Gun Insurance Program:

Attorney Fees and Expert Fees
The key benefit of any CCW insurance plan is coverage for attorneys fees. If you need a lawyer for a civil case or criminal defense, the fees pile up very fast. Good lawyers can charge $400-$500 per hour, and a trial can go on for many days. GunDigest explains: “If your case goes to trial you might find a bill that runs up to six figures.” You should check to see if a policy covers lawyer retainer, hourly fees, expert fees, AND potential damages.

Bail Bond Coverage
If you are involved in an incident, and an arrest is made, you want to avoid spending time in a jail cell. That’s why it’s important to have a CCW insurance plan that will quickly provide funding for bail bonds. As GunDigest notes: “bail-bond coverage is typically part of a sound concealed carry insurance policy”.

Multi-State Coverage
Gun laws vary among states, and state insurance laws vary as well. This affects the coverage an insurance program can and will provide. When choosing a policy, ask questions to determine how coverage may vary from state to state. With some programs you can purchase additional coverage for trips outside your home state. These can be time-limited for cost savings.

Policy Limits (Dollar Amounts)
When considering a CCW insurance program you need to look at the policy limits — the amount the program might pay to provide legal assistance and potentially settle a claim. You need to read the fine print here, just as you would with an automobile or home policy.

The detailed GunDigest article on CCW Insurance Coverage, notes that there are some additional factors to consider when choosing CCW Insurance:

“You’ll find there are other areas covered by some concealed carry insurance plans worth contemplating. Many of them fall within the policies themselves, however, some cost extra. In many cases, CCW policies go well beyond legal expenses and cover some other aspects you might not have considered:”

Crime Scene Clean Up
Negligent Discharge
Spouse And Family Self-Defense
Property Damage
Firearms Replacement
Work Loss Coverage
Personal Use Of Firearm (non-defensive)

* According to a recent estimate by the Crime Prevention Research Center (CPRC), over 21.5 million Americans are now licensed to carry a firearm in the United States. And the numbers are growing — the NRA-ILA posted that the number of concealed handgun permits reached 18.66 million in 2019 – a 304% increase since 2007.

Permalink Handguns, News, Tech Tip No Comments »
September 13th, 2023

Concealed Carry Insurance Options for Gun Owners — 7 Programs

CCW Law insurance

Over 22 million Americans are currently licensed/permitted to carry concealed weapons.* And with the important U.S. Supreme Court decision in NYSRPA v. Bruen, we can expect that number to increase significantly. That landmark case stated that the Second Amendment guarantees citizens the right to bear arms outside their homes.

CCW Carry permits license

There are now seven (7) major business entities which provide insurance coverage and legal services for CCW holders. These providers are listed below. We suggest, BEFORE you commit to any particular policy/membership, you comparison shop at least three different options. We also recommend you read the full 3400-word GunDigest Article that examines, in detail, the coverage offered by these seven companies:

U.S. Law Shield concealed carry ccw insurance u.s. law shield
U.S. Concealed Carry Assoc. (USCCA) concealed carry ccw insurance u.s. law shield
CCW Safe concealed carry ccw insurance u.s. law shield
Right To Bear concealed carry ccw insurance u.s. law shield
Armed Citizens Legal Defense Network (ACLDN) concealed carry ccw insurance u.s. law shield
Second Call Defense concealed carry ccw insurance u.s. law shield
Firearms Legal Protection concealed carry ccw insurance u.s. law shield

Factors to Consider When Choosing a Gun Insurance Program:

Attorney Fees and Expert Fees
The key benefit of any CCW insurance plan is coverage for attorneys fees. If you need a lawyer for a civil case or criminal defense, the fees pile up very fast. Good lawyers can charge $400-$500 per hour, and a trial can go on for many days. GunDigest explains: “If your case goes to trial you might find a bill that runs up to six figures.” You should check to see if a policy covers lawyer retainer, hourly fees, expert fees, AND potential damages.

Bail Bond Coverage
If you are involved in an incident, and an arrest is made, you want to avoid spending time in a jail cell. That’s why it’s important to have a CCW insurance plan that will quickly provide funding for bail bonds. As GunDigest notes: “bail-bond coverage is typically part of a sound concealed carry insurance policy”.

Multi-State Coverage
Gun laws vary among states, and state insurance laws vary as well. This affects the coverage an insurance program can and will provide. When choosing a policy, ask questions to determine how coverage may vary from state to state. With some programs you can purchase additional coverage for trips outside your home state. These can be time-limited for cost savings.

Policy Limits (Dollar Amounts)
When considering a CCW insurance program you need to look at the policy limits — the amount the program might pay to provide legal assistance and potentially settle a claim. You need to read the fine print here, just as you would with an automobile or home policy.

The detailed GunDigest article on CCW Insurance Coverage, notes that there are some additional factors to consider when choosing CCW Insurance:

“You’ll find there are other areas covered by some concealed carry insurance plans worth contemplating. Many of them fall within the policies themselves, however, some cost extra. In many cases, CCW policies go well beyond legal expenses and cover some other aspects you might not have considered:”

Crime Scene Clean Up
Negligent Discharge
Spouse And Family Self-Defense
Property Damage
Firearms Replacement
Work Loss Coverage
Personal Use Of Firearm (non-defensive)

* According to a 2022 report by attorney John Lott, of the Crime Prevention Research Center, the number of concealed handgun permits now stands at 22.01 million – a 2.3% increase since 2021.

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March 2nd, 2023

For Concealed Carry Permit Holders — Seven Insurance Options

CCW Law insurance

It is estimated that over 21.5 million Americans are currently licensed/permitted to carry concealed weapons.* And with the 2022 U.S. Supreme Court decision in NYSRPA v. Bruen, we can expect that number to increase significantly. That landmark case stated that the Second Amendment guarantees citizens the right to bear arms outside their homes.

CCW Carry permits license

There are now seven (7) major business entities which provide insurance coverage and legal services for CCW holders. These providers are listed below. We suggest, BEFORE you commit to any particular policy/membership, you comparison shop at least three different options. We also recommend you read the full 3400-word GunDigest Article that examines, in detail, the coverage offered by these seven companies:

U.S. Law Shield concealed carry ccw insurance u.s. law shield
U.S. Concealed Carry Assoc. (USCCA) concealed carry ccw insurance u.s. law shield
CCW Safe concealed carry ccw insurance u.s. law shield
Right To Bear concealed carry ccw insurance u.s. law shield
Armed Citizens Legal Defense Network (ACLDN) concealed carry ccw insurance u.s. law shield
Second Call Defense concealed carry ccw insurance u.s. law shield
Firearms Legal Protection concealed carry ccw insurance u.s. law shield

Factors to Consider When Choosing a Gun Insurance Program:

Attorney Fees and Expert Fees
The key benefit of any CCW insurance plan is coverage for attorneys fees. If you need a lawyer for a civil case or criminal defense, the fees pile up very fast. Good lawyers can charge $400-$500 per hour, and a trial can go on for many days. GunDigest explains: “If your case goes to trial you might find a bill that runs up to six figures.” You should check to see if a policy covers lawyer retainer, hourly fees, expert fees, AND potential damages.

Bail Bond Coverage
If you are involved in an incident, and an arrest is made, you want to avoid spending time in a jail cell. That’s why it’s important to have a CCW insurance plan that will quickly provide funding for bail bonds. As GunDigest notes: “bail-bond coverage is typically part of a sound concealed carry insurance policy”.

Multi-State Coverage
Gun laws vary among states, and state insurance laws vary as well. This affects the coverage an insurance program can and will provide. When choosing a policy, ask questions to determine how coverage may vary from state to state. With some programs you can purchase additional coverage for trips outside your home state. These can be time-limited for cost savings.

Policy Limits (Dollar Amounts)
When considering a CCW insurance program you need to look at the policy limits — the amount the program might pay to provide legal assistance and potentially settle a claim. You need to read the fine print here, just as you would with an automobile or home policy.

The detailed GunDigest article on CCW Insurance Coverage, notes that there are some additional factors to consider when choosing CCW Insurance:

“You’ll find there are other areas covered by some concealed carry insurance plans worth contemplating. Many of them fall within the policies themselves, however, some cost extra. In many cases, CCW policies go well beyond legal expenses and cover some other aspects you might not have considered:”

Crime Scene Clean Up
Negligent Discharge
Spouse And Family Self-Defense
Property Damage
Firearms Replacement
Work Loss Coverage
Personal Use Of Firearm (non-defensive)

* According to a recent estimate by the Crime Prevention Research Center (CPRC), over 21.5 million Americans are now licensed to carry a firearm in the United States. And the numbers are growing — the NRA-ILA posted that the number of concealed handgun permits reached 18.66 million in 2019 – a 304% increase since 2007.

Permalink Handguns, Tactical, Tech Tip No Comments »
June 29th, 2022

Seven Insurance Choices for Concealed Carry Permit Holders

CCW Law insurance

At least 19 million Americans are currently licensed/permitted to carry concealed weapons.* And with the recent U.S. Supreme Court decision in NYSRPA v. Bruen, we can expect that number to increase significantly. That landmark case stated that the Second Amendment guarantees citizens the right to bear arms outside their homes.

CCW Carry permits license

There are now seven (7) major business entities which provide insurance coverage and legal services for CCW holders. These providers are listed below. We suggest, BEFORE you commit to any particular policy/membership, you comparison shop at least three different options. We also recommend you read the full 3400-word GunDigest Article that examines, in detail, the coverage offered by these seven companies:

U.S. Law Shield concealed carry ccw insurance u.s. law shield
U.S. Concealed Carry Assoc. (USCCA) concealed carry ccw insurance u.s. law shield
CCW Safe concealed carry ccw insurance u.s. law shield
Right To Bear concealed carry ccw insurance u.s. law shield
Armed Citizens Legal Defense Network (ACLDN) concealed carry ccw insurance u.s. law shield
Second Call Defense concealed carry ccw insurance u.s. law shield
Firearms Legal Protection concealed carry ccw insurance u.s. law shield

Factors to Consider When Choosing a Gun Insurance Program:

Attorney Fees and Expert Fees
The key benefit of any CCW insurance plan is coverage for attorneys fees. If you need a lawyer for a civil case or criminal defense, the fees pile up very fast. Good lawyers can charge $400-$500 per hour, and a trial can go on for many days. GunDigest explains: “If your case goes to trial you might find a bill that runs up to six figures.” You should check to see if a policy covers lawyer retainer, hourly fees, expert fees, AND potential damages.

Bail Bond Coverage
If you are involved in an incident, and an arrest is made, you want to avoid spending time in a jail cell. That’s why it’s important to have a CCW insurance plan that will quickly provide funding for bail bonds. As GunDigest notes: “bail-bond coverage is typically part of a sound concealed carry insurance policy”.

Multi-State Coverage
Gun laws vary among states, and state insurance laws vary as well. This affects the coverage an insurance program can and will provide. When choosing a policy, ask questions to determine how coverage may vary from state to state. With some programs you can purchase additional coverage for trips outside your home state. These can be time-limited for cost savings.

Policy Limits (Dollar Amounts)
When considering a CCW insurance program you need to look at the policy limits — the amount the program might pay to provide legal assistance and potentially settle a claim. You need to read the fine print here, just as you would with an automobile or home policy.

The detailed GunDigest article on CCW Insurance Coverage, notes that there are some additional factors to consider when choosing CCW Insurance:

“You’ll find there are other areas covered by some concealed carry insurance plans worth contemplating. Many of them fall within the policies themselves, however, some cost extra. In many cases, CCW policies go well beyond legal expenses and cover some other aspects you might not have considered:”

Crime Scene Clean Up
Negligent Discharge
Spouse And Family Self-Defense
Property Damage
Firearms Replacement
Work Loss Coverage
Personal Use Of Firearm (non-defensive)

* According to the NRA-ILA, the number of concealed handgun permits reached 18.66 million in 2019 – a 304% increase since 2007. And many more have been issued since 2019.

Permalink Handguns, News No Comments »
November 24th, 2021

Are You Feeling Lucky? $50,000 in Prize Giveaways

November prize giveaway Beretta Daniel Defense Italy Thanksgiveaway USCCA

As part of the Black Friday/Cyber Week marketing hoopla, Daniel Defense and Baretta are running big contests, with a combined $50,000 in prizes.

$20,000 in Prizes with Daniel Defense Thanksgiveaway

Daniel Defense, in collaboration with other brands, is running a big Thanksgiveaway Weekend contest with $20,000 in total prizes. The $20K number was chosen because Daniel Defense is “celebrating our 20th Anniversary this year”. There will be four big prize packages given away at the end of this holiday weekend. To enter the $20,000 “Thanksgiveaway Weekend” contest, visit: DanielDefense.com/Sweepstakes.

November prize giveaway Beretta Daniel Defense Italy Thanksgiveaway USCCA

The promotion includes four packages totaling over $20,000 in prizes featuring products from Daniel Defense, Trijicon, Fort Scott Munitions, Premier Body Armor and training provided by Warrior Poet Society. Enter beginning Black Friday, November 26, at 12:00AM EST, and ending Cyber Monday, November 29, at 11:59PM EST, with no purchase necessary.

Beretta Experience — $30,000 in Prizes Including Trip to Italy

The U.S. Concealed Carry Association (USCCA), in partnership with Beretta, Galco, Leupold, Pelican, Primary Arms, and Remington, has launched the Beretta Experience Giveaway. This contest offers $30,000 in prizes — guns and gear plus a trip to Italy. Entry deadline is Tuesday, November 30, 2021.

November prize giveaway Beretta Daniel Defense Italy Thanksgiveaway USCCA

CLICK HERE to Visit Contest Entry Page

“Beretta is excited to announce that we are teaming up with USCCA, merging 500 years of firearms development with a future million membership organization” said Nicoloa Lorenzi of Beretta. Founded in 1526, Beretta is the oldest firearms manufacturer in the world. Beretta will welcome the winner and one guest to visit its headquarters, with an exclusive tour of the Beretta Museum in Gardone Val Trompia, Italy. Built in 1880, the Beretta Museum hosts over 1,500 firearms products.

Here are the prizes the Contest Winner will get:

From USCCA: Elite USCCA Membership (1 Year)
2-Day Travel & Hotel for Winner + Guest to Italy
TOTAL MSRP: $10,504

From Galco: Gift Card/Product
TOTAL MSRP: $3,000

From Leupold: Gift Card/Product
TOTAL MSRP: $3,000

From Pelican: Gift Card/Product
TOTAL MSRP: $3,000

From Beretta: Beretta Headquarters Visit
Exclusive personal tour of the Beretta Museum
Gift Card/Product
TOTAL MSRP: $5,000

From Primary Arms: Gift Card/Product
TOTAL MSRP: $3,000

From Remington: Gift Card/Product
TOTAL MSRP: $3,000

The Beretta Experience Giveaway winner will be awarded a one-year elite membership to the U.S Concealed Carry Association. The organization offers online training and education and works with firearms experts to provide new and improved training courses.

CLICK HERE for official giveaway rules and more information.

Permalink Handguns, News No Comments »
July 17th, 2021

U.S. Concealed Carry Association Surpasses 600,000 Members

USCCA Concealed Carry Permit

The U.S. Concealed Carry Association (USCCA) has now surpassed 600,000 total members. That’s a 20% increase since the fall of 2020 when the USCCA hit 500,000 members. The USCCA’s membership growth has paralleled the huge increase in gun sales during 2020 and 2021. Last year the FBI ran 39.7 million firearm background checks — a new one-year record. And the FBI has processed 22.2 million firearm-related background checks so far in 2021.

With this remarkable rise in membership numbers, the USCCA is now the fastest-growing association dedicated to gun owners who carry firearms. Milestones achieved by the USCCA in 2020 include:

Trained an estimated 100,000 firearms owners
Certified 2,000+ new instructors and partners

Grew Ranks of instructors to over 5,000
Provided over 8,500 training books

USCCA Concealed Carry Permit

“We are committed to the training of all firearms owners, from those who have had the value of self-defense passed down for generations, to those who recently purchased their first firearm,” said said Tim Schmidt, president and founder of the USCCA.

What the USCCA Provides to Members

The USCCA helps gun owners prepare for what happens before, during and after an act of lawful self-defense. In addition to offering education and training, the USCCA provides self-defense liability insurance.

Insurance has been purchased by the USCCA and is one of the benefits of membership in the USCCA. USCCA members are “additional insureds” under a policy issued to the USCCA by Universal Fire and Casualty Insurance Company.

USCCA Concealed Carry Permit

The USCCA vs. Other Gun Organizations Offering Insurance

The USCCA is not the only organization offering liability insurance for gun owners and, in particular, CCW permit holders. This video analyzes the pros and cons of different insurance programs offered by three groups: USCCA, U.S. LawShield, and CCW Safe. If you are contemplating getting a CCW permit, you should watch this video.

More Information for Gun Owners with Carry Permits

Panteo Productions has released a series of FREE instructional videos for handgun owners. Co-sponsored by Ruger and Federal, the Handgun 101 video series covers handgun and ammunition nomenclature, handgun functions, basic shooting skills, and the key considerations for concealed carry. The three-part series includes: 1. Intro to Handguns; 2. A Concealed Carry Permit; and 3. Intro to Concealed Carry. All three videos provide valuable information on gun handling and legal issues. These videos are featured on the Panteao website along with other free videos, such as On the Range with Larry Vickers.

Panteo Handgun video concealed carry pistol free

Permalink Handguns, News, Shooting Skills No Comments »
October 11th, 2020

As More American Carry Guns, USCCA reaches 500,000 Members

USA Concealed carry pistol weapon CCW safety
According to the NRA-ILA, the number of concealed handgun permits reached 18.66 million in 2019 – a 304% increase since 2007. And many more have been issued in 2020.

In America, a violent crime happens every 26 seconds (FBI statistics). Because of this, and growing concerns over social unrest and riots, more Americans than ever before are buying handguns and getting CCW permits. To help Americans understand concealed carry laws, get trained properly, and have legal support after an incident, the U.S. Concealed Carry Association (USCCA) was created. This organization has been very successful, experiencing more than 30% year-over-year growth since 2016.

CCW holders can definitely benefit from USCCA membership, primarily because of the legal services that are offered by the USCCA. If you even draw a firearm in an encounter, you will probably need a lawyer, and need one immediately. The USCCA states: “If you ever have to defend yourself or your family, you’ll have access to a local attorney, the financial funding to protect against criminal charges and civil suits, and instant connection to our emergency response team.”

USA Concealed carry pistol weapon CCW safety

Proper Training is Very Important for CCW Holders
The USCCA recently announced that its organization has reached over half a million members, keeping pace with record-breaking 2020 firearm sales across the nation. This surge in membership demonstrates that firearms education and training remains a top priority. The USCCA also reported a 620% increase in online training/education courses through the first nine months of 2020 compared to all of 2019.

“Record numbers of Americans are embracing their Second Amendment rights and in doing so, they are turning to the USCCA for industry-leading self-defense education, training and legal protection”, said Tim Schmidt, president and founder of the USCCA. “Our mission is to help save lives and so it is both incredible and humbling that more than 500,000 Americans have now joined the USCCA[.]”

USA Concealed carry pistol weapon CCW safety

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March 24th, 2020

Americans Seek Firearms for Protection in Challenging Times

Gun BUyers pandemic first time firearms owner USCCA pistol training

This report from the U.S. Concealed Carry Association (USCCA)
As anxiety has grown around the COVID-19 pandemic in recent days, news reports from across the country have detailed how more and more Americans are embracing their right to self-defense and choosing to be their families’ ultimate protectors. Ammo.com reports, for example, that revenue from sales on its website increased 309 percent from February 23 through March 15, compared to a month before. Here are some recent media reports, tracking gun-buying trends:

The New York Times
Daniel Hill had never bought a gun before. But last week he was in Larry Hyatt’s gun store in North Carolina picking out two of them: a 9mm Taurus handgun and an AR-15 semi-automatic rifle. His motivation: the coronavirus.

Pittsburgh Post-Gazette
At gun shops, cash registers rang more like Christmas Eve than St. Patrick’s Day as firearms and ammunition sales soared through the roof Tuesday. Shop owners and managers cited customers’ concerns about home defense related to the COVID-19 pandemic.

The Arizona Republic
People in the U.S. are preparing for total anarchy amidst the growing COVID-19 concerns. Fear and panic are driving the gun-buying frenzy. Whatever the reason, gun sales are up everywhere — but particularly in states like California, New York and Washington that have been hit hardest by coronavirus, according to The Los Angeles Times.

The Denver Post
Some shops are selling twice as many firearms as on Black Friday while Colorado residents grapple with the novel coronavirus pandemic, disruptions to daily life and an uncertain future.

USCCA President Says New Gun Purchasers Should Get Training
The USCCA recommends that ALL new gun buyers receive training on the proper use of firearms, including essential safety procedures. USCCA President and Founder Tim Schmidt was recently a guest on Fox News with Tucker Carlson. Schmidt declared that: “Now more than ever, people understand they need to be their families’ first line of defense.”

Schmidt noted that gun ownership and self-defense demands responsibility. He encouraged all Americans — particularly first-time gun owners — to educate and train themselves: “So many — 90% — of these people buying guns have never owned guns before. They’ve probably never even touched a gun”. Schmidt said that proper training is vital for these new gun-owners: “I personally think that firearms ownership is a natural-born right of free people. But with that right comes a tremendous responsibility, and that responsibility is to be trained. [If you] just bought a gun for self-defense, get training.”

Gun BUyers pandemic first time firearms owner USCCA pistol training

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