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May 15th, 2023

Florida Bans Merchant Codes Used to Track Gun Store Customers

mcc merchant category code gun store sales

Florida Governor Ron DeSantis has signed Florida SB 214, a law that bars credit card companies from implementing a special Merchant Category Code (MCC) for credit card purchases at firearm retailers. This new Florida law will esure that the privacy of customers at firearm retailers remains protected and is not collected to be used in an illegal backdoor firearm registry.

“Governor DeSantis is standing up against a ‘woke’ initiative … to use lawful private transactions as a means to usher in gun control,” said Lawrence G. Keane, NSSF Senior Vice President and General Counsel. “No law-abiding American should be subjected to having their name and financial data being added to a government-accessible watchlist simply for exercising their Second Amendment right to keep and bear arms. Governor DeSantis is ensuring that Floridians won’t be held captive by the radical ‘woke’ antigun agenda that seeks to weaponize credit cards in gun owners’ wallets against them.”

Florida’s SB 214 will ensure that the names of law-abiding firearm owners are not illegally recorded on a list or registry. The law also prohibits a payment settlement entity, merchant acquiring entity or third party settlement organization from assigning a MCC classifying a merchant as a seller of firearms or ammunition. And SB 214 authorizes the Florida Dept. of Agriculture and Consumer Services to investigate alleged violations of the law.

BACKGROUND: In late 2022, the International Organization for Standardization (ISO) announced it would create a unique MCC, at the behest of Amalgamated Bank, which has been described as the Left’s Private Banker, that would allow credit card companies to monitor transactions at firearm retailers. Credit card companies suspended plans to implement the use of unique firearm retailer MCCs after significant opposition by NSSF and several state governments.

Idaho, Mississippi, and West Virginia Have Passed Similar Legislation
Florida joins West Virginia, Mississippi and Idaho in enacting laws to protect firearm purchasers’ privacy when using credit cards at firearm retailers. Legislation similar to Florida’s law is pending in Congress.

Fighting Back — 24 State Attorney Generals Oppose New Code
The Attorney Generals (AGs) of 24 states have sent letters to Credit Card company CEOs requesting elimination of the new Merchant Category Code (MCC) for gun stores being implemented by Visa, Mastercard, and American Express. These AGs of 24 states stated their intent to “marshal the full scope of our lawful authority” to block the use of the new Code to be applied to gun and gun-related sales.

The AGs sent a letter last week to the CEOs of American Express, Mastercard, and Visa. The AGs explained that the Code could be misused and lead to a de facto gun registry: “Creating and tracking this data only matters if your institutions are considering using that information to take further, harmful action—like infringing upon consumer privacy, inhibiting constitutionally protected purchases by selectively restricting the use of your payment systems, or otherwise withholding your financial services from targeted ‘disfavored’ merchants.” READ MORE.

The AGs added that the Code would not be able to distinguish between actual firearms sales vs. hunting/outdoor accessories, leading to problems for consumers: “This categorization would not recognize the difference, for example, between the purchase of a gun safe and a firearm. Nor would it capture firearm purchases made at department stores, resulting in arbitrarily disparate treatment of ‘gun store’ merchants and consumers.”

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November 25th, 2017

Legislative Updates for 2017 — Federal and State

state 2017 legislative update

Politicians need to justify their existence. That means they are constantly fiddling with statutes, and writing new laws, even when none are needed. With legal requirements constantly in flux, it can be difficult for gun owners to keep track of their responsibilities under state and federal law. Thankfully, USLawshield.com has prepared summaries of recent federal and state legislation. Short videos summarize the 2017 law changes which may affect gun owners. The primary video (below) covers changes to federal law. Then there are state-by-state summaries for Florida, Georgia, Missouri, Oklahoma, Texas, and Virginia.

Legislative Updates for Six States

state 2017 legislative update

florida 2017 legislative update

Florida Legislative Updates 2017
by U.S. & Texas LawShield Gun Law Center
2:24

georgia 2017 legislative update

Georgia Legislative Updates 2017
by U.S. & Texas LawShield Gun Law Center
3:04

missouri 2017 legislative update

Missouri Legislative Updates 2017
by LawShield Gun Law Center
1:44

oklahoma 2017 legislative update

Oklahoma Legislative Updates 2017
by LawShield Gun Law Center
3:19

texas 2017 legislative update

Texas Legislative Updates 2017
by LawShield Gun Law Center
3:54

virginai 2017 legislative update

Virginia Legislative Updates 2017
by LawShield Gun Law Center
2:54

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October 5th, 2017

Protect Yourself — Know the Gun Laws in Your State

Gun Law Book states Pennsylvania, Texas, Florida, Oklahoma, Colorado U.S. Law Shield

Do you really know (and understand) the gun laws in your home state? Do you know when the use of deadly force is allowed? Do you know if the “Castle Doctrine” applies in your state or whether your state has a “Stand Your Ground” law in effect? If you ever carry a firearm for self-protection, you should know the answer to these and other important questions. Thankfully there are some excellent, up-to-date resources that explain the gun laws in five key states: Colorado, Florida, Oklahoma, Pennsylvania, and Texas. These gun law treatises, published by U.S. Law Shield, provide the text of important gun laws, along with expert commentary from experienced attorneys. The books provide clear explanations of gun laws in easy-to-understand language.

Gun Law Seminar Programs in Eleven States
In addition to its Gun Law books (offered for five states), U.S. Law Shield conducts legal seminars in 16 states across the country: AR, CO, FL, GA, KS, MD, MO, NC, NJ, OH, OK, PA, SC, TN, TX, and VA. At these Gun Law Seminars, you can ask questions and get state-specific answers from Law Shield Independent Program Attorneys in each jurisdiction. CLICK HERE to find a seminar in your state.

Law Shield Gun Law Texas book Amazon

Law Shield Gun Law Florida book Amazon

Colorado Gun Law: Armed and Educated
Paperback: 394 pages
ISBN-10: 069264072X
ISBN-13: 978-0692640722
Colorado Gun Law: Armed and Educated Digital Download

Florida Gun Law: Armed and Educated
Paperback: 329 pages
ISBN-10: 0692680217
ISBN-13: 978-0692680216
Florida Gun Law: Armed and Educated Digital Download

Oklahoma Gun Law: Armed and Educated
Paperback: 415 pages
ISBN-10: 0692758046
ISBN-13: 978-0692758045
Oklahoma Gun Law: Armed and Educated Digital Download

Pennsylvania Gun Law: Armed and Educated
Paperback: 378 pages
ISBN-10: 069268011X
ISBN-13: 978-0692680117
Pennsylvania Gun Law: Armed and Educated Digital Download

Texas Gun Law: Armed and Educated
Paperback: 382 pages
ISBN-10: 0692506500
ISBN-13: 978-0692506509
Texas Gun Law: Armed and Educated Digital Download


Video Reviews Texas Gun Laws Book:

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December 11th, 2016

Gun Law Books and Seminars Explain Key Legal Principles

Gun Law Book states Pennsylvania, Texas, Florida, Oklahoma, Colorado U.S. Law Shield

Do you really know (and understand) the gun laws in your home state? Do you know when the use of deadly force is allowed? Do you know if the “Castle Doctrine” applies in your state or whether your state has a “Stand Your Ground” law in effect? If you ever carry a firearm for self-protection, you should know the answer to these and other important questions. Thankfully there are some excellent, up-to-date resources that explain the gun laws in five key states: Colorado, Florida, Oklahoma, Pennsylvania, and Texas. These gun law treatises, published by U.S. Law Shield, provide the text of important gun laws, along with expert commentary from experienced attorneys. The books provide clear explanations of gun laws in easy-to-understand language.

Gun Law Seminar Programs in Eleven States
In addition to its Gun Law books (offered for five states), U.S. Law Shield conducts legal seminars in 11 states across the country: CO, FL, GA, KS, MO, NJ, OH, OK, PA, TX, and VA. At these Gun Law Seminars, you can ask questions and get state-specific answers from Law Shield Independent Program Attorneys in each jurisdiction. CLICK HERE to find a seminar in your state.

Law Shield Gun Law Texas book Amazon

Law Shield Gun Law Florida book Amazon

Colorado Gun Law: Armed and Educated
Paperback: 394 pages
ISBN-10: 069264072X
ISBN-13: 978-0692640722
Colorado Gun Law: Armed and Educated Digital Download

Florida Gun Law: Armed and Educated
Paperback: 329 pages
ISBN-10: 0692680217
ISBN-13: 978-0692680216
Florida Gun Law: Armed and Educated Digital Download

Oklahoma Gun Law: Armed and Educated
Paperback: 415 pages
ISBN-10: 0692758046
ISBN-13: 978-0692758045
Oklahoma Gun Law: Armed and Educated Digital Download

Pennsylvania Gun Law: Armed and Educated
Paperback: 378 pages
ISBN-10: 069268011X
ISBN-13: 978-0692680117
Pennsylvania Gun Law: Armed and Educated Digital Download

Texas Gun Law: Armed and Educated
Paperback: 382 pages
ISBN-10: 0692506500
ISBN-13: 978-0692506509
Texas Gun Law: Armed and Educated Digital Download


Video Reviews Texas Gun Laws Book:

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December 26th, 2013

Tactical Action at 2013 GAP Grind — 20-Minute Video

GAP Grind K&M Tactical 2013 Compeition FloridaThe GAP Grind is one of the nation’s premier tactical matches. The 20-minute YouTube video embedded below features highlights of the 2013 GAP Grind, hosted this fall at the K&M Precision Rifle Training facility near Crestview, Florida. It’s interesting to see the many types of rifle systems used at this match — Tubeguns, Aluminum Chassis rifles, AI models, and customs built on fiberglass stocks. These are all used in a dizzying variety of shooting positions and scenarios. Ninety (90) competitors fired over 15,000 rounds during this year’s GAP Grind.

The video employs multiple camera angles, giving you an “insider’s view” of the match. Starting at 16:30 you’ll see an interesting sequence — the Bartlein Steel Safari, with multiple steel targets engaged at progressively longer distances. Watch carefully and you’ll see bullet trace and the “splash” of impact. (This sequence is also previewed at the 2:30 time-mark — watch the trace).

Watch 2013 GAP Grind Tactical Match Video

The GAP Grind has been described as “a high tempo match with minimal ‘down-time’ between stages”. Competitors use rifle and pistol in a variety of scenarios, with pistol stages from 5 to 40 yards, and rifle engagements out to 1000 yards. Targets — an assortment of steel, reactive, paper, and automated moving targets — vary in difficulty based on the shooters’ position, distance, and time allotted. Most stages involve time limits, or required movement, or other “stressors” that heighten the difficulty (and get the heart pumping). Scoring employs Precision Rifle Series (PRS) guidelines in order to reward the most consistent shooters.

GAP Grind K&M Tactical 2013 Compeition Florida

GAP Grind K&M Tactical 2013 Compeition Florida

GAP Grind K&M Tactical 2013 Compeition Florida

GAP Grind K&M Tactical 2013 Compeition Florida

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January 4th, 2013

Snowbird X-Miss Match in Florida at Port Malabar

Snowbird X-Miss Match Florida

In 2012’s final week, the Port Malabar Rifle & Pistol Club of Palm Bay, Florida held the Fifth Annual Snowbird X-Miss Midrange Prone and F-Class Match. This NRA Registered Tournament drew almost 60 competitors from around the country plus Fritz Braun from Brazil. For the first time ever, the Snowbird had a 300/500/600 event the first day with 600-yard match the second two days. Competitors saw various kinds of weather varying from chilly to 74 degrees. There were some drizzles on the last day of the individual matches but the rain held off long enough for all to complete the event

Kent Reeve took the High Overall 3-Day aggregate for the Mid-Range Prone with a score of 1797-132X. Second overall went to Sam Yarosh with a score of 1793-109X. Third overall to Wayne Forshee with 1788-91X. In F-Open, reigning FL State F-Open Champion Mark Finizio won the 3-day event with a score of 1790-100X. Second was Ken Adams, 1780-77X and third place overall went to Tom Goodman, 1778-68X. Complete results are listed on www.pmrpcrifle.com.

Snowbird X-Miss Match Florida

Many Record-Setting Performances at the X-Miss Match
Numerous NRA National Records were set at the 2012 Snowbird X-Miss event. Kent Reeve shot an incredible 200-22X at 600 yards. LeeAnn Finizio set F-Open Ladies’ records at two yardages: 300 yards, (197-[?X]); 600 yards ( 200-14X). Sam Yarosh shot a new record of 197-12X in the 500-yard any sight police category.

Team Event on Sunday
On Sunday, December 30, 2012, there was a team match. The F-Class Open Division saw a tight race among Miami’s Signal 20 F-Class Team, the S&S Precision Rifle Team, and the BNX F-Class team. Team BNX ended up in first place ahead of runner-up S&S Precision Team, shown below.

Snowbird X-Miss Match Florida

The Snowbird X-Miss Match was conceived to let folks shoot in the dead of winter when they can’t compete at home. At the Snowbird X-Miss Match NRA classifications are used AND rifles are classed by type: Palma, Iron Sight, Service Rifle, and Scoped Rifle. And the usual F-Open and F-TR divisions are recognized. Awards are given to all these types. Thus a shooter with a 6.5-2284 scoped rifle is not competing against someone with an iron-sighted AR15 Service Rifle. The Snowbird will be held again next season at the end of 2013.

Major sponsors this year included Sinclair International, S & S Precision Rifles, D & B Supply, Bartlein Barrels, Krieger Barrels, Berger, and Sierra. Others included Creedmoor Sports, PMA, K & M, Lee Precision, Forester Products, Redding, Dewey, Precision Reloading, and Jim Owens.

Snowbird X-Miss Match Florida

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November 10th, 2012

K.C. Eusebio Wins Steel Challenge in Florida

KC Eusebio Steel ChallengeTeam GLOCK member K.C. Eusebio won the High Overall Award at the World Speed Shooting Championship (aka Steel Challenge) held November 1-4 in Frostproof, Florida. This was the first time in the competition’s history that a Glock (albeit a modified version) boasted the lowest elapsed time over the 8-stage course of fire.

Using his hot-rodded Glock 17, 24-year-old Eusebio shot approximately 200 rounds in less than 79 seconds. That’s total time for multiple stages of steel targets set at 10 to 35 yards. The GLOCK, modified by Zev Technologies of California, had a C-More Red-dot sight, 3-port compensator and a textured silicon carbide grip coating. “Regardless of the modifications, it’s still a GLOCK,” commented Eusebio. “Flawless. This was my fourth championship win, the first time that’s been done by anyone.”

When it comes to raw speed on the Challenge course, Eusebio is the man. K.C. currently holds several world records in the Steel Challenge Shooting Association (SCSA), including the fastest time on the “Smoke And Hope” stage: 1.69 seconds to draw and hit five individual steel targets. That’s not a misprint — 1.69 seconds for five shots hitting five different plates. Here’s a video of K.C. Shooting “Smoke and Hope” in California a few years back when he was a member of the USAMU shooting team.

Eusebio told us: “We definitely set the bar high at this match. I shot record-breaking scores of 2.55 seconds on the “Pendulum” stage and 2.27 seconds on “5 To Go”, and came out on top in 4 of the 8 stages. I also averaged 1.80 seconds on the “Smoke and Hope” stage. Heads were turning, some said it couldn’t be done, but I had confidence in my ability and my Glock”.

K.C. Eusebio glock Shin TanakaPhoto courtesy Shin Tanaka

The Steel Challenge was created in the early 1980s in Southern California, as a new and exciting addition to combat or practical shooting matches. The originators, Mike Dalton and Mike Fitchman, wanted an exciting alternative to paper targets and came up with the all-steel format. The match awards the fastest time, but accuracy is also critical. The Steel Challenge is now a hugely popular event with West Coast Championship in Piru, CA and East Coast Championship in Florida. There are also regional Steel Challenge Matches held around the country.

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October 20th, 2012

“GAP Grind” Tactical Match Kicks Off Next Weekend in Florida

Part of the Precision Rifle Series, the GAP Grind is one of the premier precision tactical matches of the year. Top tactical shooters from around the country will compete for glory (and $100,000 worth of prizes) in this year’s GAP Grind, hosted at the K&M Precision Rifle Training Center in Baker, Florida. The GAP Grind is a notoriously challenging, “high tempo” match with minimal “down time” between stages. The course of fire involves multiple stages, with an assortment of steel, reactive, paper and automated moving targets situated from 50 to 1000 yards.

GAP Grind Tactical Precision Match

Target sizes will vary in difficulty based on the shooters position, distance and time allotted. To heighten the challenge, most stages will involve time limits and/or movement requirements. Scoring will follow Precision Rifle Series guidelines to reward the most consistent shooters. The cost of the GAP Grind is $275.00 per competitor and shooters must bring at least 175 rounds of ammunition. Rifles are limited to cartridge sizes no larger than .300 Win Magnum. The Course of Fire will be revealed at the start of the competition on Saturday, October 26th.

GAP Grind Tactical Precision Match

“Train-Up” Session on Friday, October 26
An 8-hour Train-Up Course will be offered to competitors on Friday, 26 October from 7:00 am to 3:00 pm. The course will review basic fundamentals and rapidly transition to range exercises and drills commonly seen in today’s precision rifle competitions. K&M Precision staffers and members from the GA Precision Rifle Shooting Team will provide hands-on instruction. During the Train-Up session, competitors can confirm their come-ups at 100-1000 yards, engage moving targets, and shot at multiple range props and targets. While the Train-Up will be held at the same location as the GAP Grind, but there will be no training that actually duplicate Grind competition stages. The Train-up and Match fee cost is $525 and will limited to maintain a 1 to 5 instructor to student ratio.

GAP Grind Tactical Precision Match

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April 10th, 2012

Jessie Duff Wins U.S. Steel Challenge Nationals in FL

Jessie Duff Steel NationalsNow competing with major sponsorship from Taurus firearms, Jessie Duff (formerly Jessie Harrison) thoroughly dominated the ladies’ division of the recent U.S. Steel Challenge Nationals in Florida, winning the Steel Master title. It seems like you can put any makers’ firearm in Jessie’s capable hands, and she comes out a winner.

Jessie defended her 2011 titles in Ladies Limited, Open and Steel Master, making this her 6th year in a row to win the Ladies Steel Master title. “Competing for Steel Master is a lot more difficult than you would think,” Duff says. “You have to be just as proficient with all three guns, as someone would be with one. A lot of time goes into training for it, and thankfully it paid off this weekend!”

At the U.S. Steel Challenge Nationals, Jessie competed in three divisions: .22 Optic Rimfire, Limited, and Open. All three divisions qualify her for the Steel Master title, an Aggregate score of all three divisions. After the match Jessie commented, “This match was the first match of the year for me, and I wanted to kick the season off with a victory, especially with my new relationship with Taurus. I was very proud to come home with three national titles!” Mark Kresser, President and CEO of Taurus USA comments, “We are very pleased with Jessie’s performance. Jessie is … taking Taurus to a new level and breaking open the door of the competition world.”

Jessie Duff Steel Nationals

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March 10th, 2012

300 New Shooters Attend ‘First Shots’ Programs in CA and FL

Intro Training Programs in CA and FL
More than 300 first-time shooters came out to six ranges in California and Florida this past weekend to attend NSSF’s First Shots events. The 20 filled-to-capacity seminars in these two areas served as yet another demonstration of the growing interest in gun ownership across America. “[We give] a sincere thank you to the ranges, their staff, volunteers and participants for making these events a huge success,” said Tisma Juett, NSSF’s First Shots manager. “First Shots also thanks Remington for providing all of the .22 ammo and Birchwood-Casey for the Shoot N See targets.”

Florida ranges offering First Shots Programs included: Hollywood Rifle & Pistol Club (Dania Beach), Arizona Shooting Range (Fort Lauderdale), and National Armory (Pompona Beach). California ranges that held events were Sacramento Valley Shooting Center (Sloughhouse), El Dorado Shooting Range (El Dorado), and United Revolver Club (Sacramento). Learn more about First Shots at NSSF.org/firstshots.

Story tip from EdLongrange. We welcome reader submissions.
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December 14th, 2011

Colt Opens New Factory in Florida and Sells ARs in California

Colt’s Manufacturing Company LLC (“Colt”) announced that it will open a new firearms production facility in Kissimmee, Florida. Colt’s announcement did not discuss plant closures elsewhere, but we expect that some of Colt’s production (and jobs) will be moved from New England to Florida. Colt’s press release states: “The new 16,000-square foot facility will allow Colt’s Manufacturing Company to expand into new markets and business lines in parallel with the company’s existing 100,000-square-foot facility in Connecticut. Specific information on facility renovations and employee requirements will be determined over the course of the next several months.”

Colt Florida

Colt Introduces New California-Compliant ARs
In related news, Colt has introduced a series of California-compliant AR15s. This is good for “black rifle” fans in the Golden State. Colt’s CA-legal ARs include: a 16″ barrel M4 Clone (LE6920CA) with adjustable stock; an Accurized rifle with 24″, 1:8″ twist heavy barrel (CR6724CA), and a “Patrol Rifle” that features Magpul furniture (6920CMP-B). All of Colt’s new California-compliant rifles are test-fired at the factory, and they all have mil-spec barrel, chamber, and bolt carrier group. In addition, Colt’s ARs receive special metal testing. Steve Comus, who reviewed Colt’s new ARs for Western Outdoor News, explains: “There is a magnetic particle inspection test done on all Colt rifles. After a rifle passes the MP (Magnetic Particle) test, MP is stamped on the bolt and barrel, as is C for Colt and MP on barrel. To pass, every single barrel and bolt goes through an over pressure test of 70,000 psi to make sure it can handle high pressure. Colt then takes rifle barrel and bolt and does a magnetic particle test on them. Barrels on mil spec barrels are chrome-lined. Accurized barrels are not chrome-lined.”

CLICK HERE for Full Field-Test of Colt California ARs (12/7/2011). Article from WONews.com.

Colt California compliant AR15

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October 2nd, 2011

IDPA World Championship Draws Shooters from 18 Countries

Results are in from the inaugural IDPA World Championship held September 21-24, at the Universal Shooting Academy in Frostproof, Florida. There were 387 competitors from 18 different countries. Triple-digit temps, high humidity, rain, and muddy conditions made the 22 challenging stages even more difficult.

Champions were named in each of IDPA’s five divisions, based on elapsed time and penalties for “points dropped”. Robert Vogel topped the field of Standard Service Pistol (SSP) shooters, with a superb 248.29 score — the best score for the match and over 40 points better than any other SSP shooter. Robert was also the High Scoring Law Enforcement competitor. In the video below, Robert demonstrates the skills that carried him to victory in Florida.

In other classes, James McGinty became the first-ever World Champion in the Enhanced Service Pistol (ESP) Division by scoring 283.31 with his STI 2011 9mm. Glenn Shelby, with a score of 299.48, took the Custom Defensive Pistol (CDP) Division shooting his Wilson CQB. Among the wheelgunners, Jerry Miculek shot a modified .45 ACP S&W Model 625 to win the Enhanced Service Revolver (ESR) Division. Miculek hammered through the tough stages during the monsoon-like weather, scoring 411.79. In Standard Service Revolver (SSR) Division, Craig Buckland led the way with a 426.9, using his S&W Model 19. Other notable competitors were: James Myers (Most Accurate Shooter); Tom Yost (Top Senior); and Tierrani Hendrix (High Lady).

CLICK HERE for Complete IDPA World Championships Results (PDF)

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