Article based on report from Montana Shooting Sports Association.
Some states with anti-gun leadership are aggressively trying to eliminate insurance programs that help protect gun owners who may be forced to use a gun in self-defense. These liberal-controlled states claim they can block such self-defense insurance coverage because insurance is not allowed for an “illegal activity”. Interesting theory — since when did self-defense become illegal? The right of armed self-protection is enshrined in the U.S. Constitution.
Most states have a position titled “Insurance Commissioner”, a public official (usually elected) who regulates insurance matters. We are seeing harsh anti-gun policies being pushed through by State Insurance Commissioners, often as the behest of Democratic-party Governors or Legislative leaders.
For example, in Washington State, the Office of Insurance Commissioner (OIC) sent cease and desist letters to the NRA (regarding previously offered Carry Guard*), the United States Concealed Carry Association (USCCA), the Armed Citizen Legal Defense Network, U.S. Law Shield, Firearms Legal Protection, and CCW Safe, demanding that all quit doing business in Washington State. California’s Insurance Commissioner blocked NRA Carry Guard Insurance, and the same thing is likely to happen in other states in the months ahead…
Gary Marbut, President of the Montana Shooting Sports Association, says that citizens need to be concerned with state candidates for Insurance Commissioner (or equivalent state official): “In Montana, the function of an insurance commissioner is performed by the State Auditor, an elected position most people don’t think about much. Because of the attack on self-defense insurance in other states, the race for State Auditor is worth paying attention to in Montana. As voters, you and your friends should know which candidates pledge that self-defense insurance will NOT be targeted for eradication in Montana.”
That advice should be headed by citizens in other states as well. With so many attacks on Second Amendment rights from liberal politicians (and the mainstream news media), we don’t want state insurance rules to be used to disarm law-abiding citizens, or subject them to increased risk of lawsuits.
*The NRA’s Carry Guard Insurance program is no longer offered. Cancellation of this program is due largely to aggressive actions by State Insurance Commissioners in blue states such as California, New York, and Washington.
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Serious competitive shooters and hunters often travel across state lines to pursue their hobbies. And many of those same firearms owners have pistol carry permits. If you are looking to improve your skills and confidence as a CCW-holder, you may want to attend the upcoming NRA Personal Protection EXPO in Fort Worth, Texas. The event will be held September 6-8, 2019, at the Fort Worth Convention Center.
At the EXPO, dozens of companies will display guns, holsters, ammo, and accessories. In addition, there will be many interesting self-defense and gun rights seminars. The NRA Personal Protection Expo is a three-day trade show for individuals interested in increasing their knowledge and skills of personal protection, concealed carry and home defense. This event showcases “the products, skills, knowledge and mindset necessary to be prepared to respond when a threat arises.”
EXPO Seminar Topics
EXPO visitors can attend more than 120 seminars and workshops. These will include self-defense techniques, home defense and preparedness, situational awareness, concealed carry techniques and lifestyle, medical and trauma training, and much more. Here are some of the Notable Seminars and Workshops at the Personal Protection EXPO:
Panteo Productions offers a three-part video series for gun permit holders. Part Two of this series covers key concealed carry permit considerations.
In the video, A Concealed Carry Permit, instructors Kyle Harth and Massad Ayoob carrying a handgun for self-defense, and the important issues associated with defensive gun use. This video reviews concealed carry, traveling from state to state, prohibited carry locations, the use of deadly force, protection of persons and property, and interaction with law enforcement. If you are considering obtaining a concealed carry permit or live in a state where you can carry open or concealed without a permit, this video is for you.
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We frequently receive inquiries about compact self-defense pistols. Many folks ask: “What’s a good compact pistol I can carry or keep in a vehicle during trips?” Of course, there is the Glock 19. And the new Sig Sauer P365 is quite good. But they are both around $500.00. You can spend half that and still get a reliable carry pistol with lifetime warranty and good ergonomics.
Here are five compact and sub-compact handguns, all available now for under $250.00. In fact, our final choice, the Keltec P32, is currently just $149.00. That’s a serious bargain … it’s a buyers’ market right now.
1. Walther Creed 9mm — $249.99 at CDNN sports
The Walther Creed offers excellent ergonomics, good accuracy, and well-designed controls at a killer price — $249.99 at CDNN Sports. This gun, designed to be a value-leader, emulates Walther’s more expensive PPQ model (MSRP $649.00) at a much lower price. The Creed’s frame size and shape is the same as the PPQ, but the Creed lacks interchangeable backstraps. Slide and trigger are very similar. The Creed features a snag-free bobbed hammer. Testers have praised the new Creed, saying that, despite the bargain price, it “sacrifices little to nothing in… ergonomics, accuracy, and reliability.”
2. Smith & Wesson 9mm Shield — $249.00 at GunPrime.com
We like Smith & Wesson compact pistols. Many users find the grip more comfortable than a Glock, and we like Smith & Wesson customer support. Right now Smith & Wesson 9mm Shield on sale for just $249.00. This striker-fired, polymer-framed pistol features a 3.125″ barrel, thumb safety, and ships with two magazines. You’ll find a full review of this pistol, from a lady’s perspective, on Guns.com.
3. Ruger EC9 9mm — $209.99 at Brownells with CODE M8Y
The striker-fired Ruger EC9 features a 3.12″ barrel and measures 6.0″ overall. This 1.07-lb EC9 is slim for easy concealment. Weighing just 1.07 lbs., this is definitely an “all-day carry” option. With Brownell’s current sale pricing and promo codes, you can get this little pistol for just $209.99 delivered (see right). You heard that right. Sale price is currently $219.99 with a $10 handling charge. However, during check-out you can use code “M8Y” to receive $20 Off and get FREE delivery. That lowers your net cost, so that your all-up price, delivered to your FFL, is just $209.99.
That’s a great price for a reliable gun backed by Ruger. Here is a recent review from verified buyer: “It’s an LC9 with fixed sights that are milled into the slide. Same trigger. Same frame. Sweet shooter. Perfect for concealed carry. Can’t beat it for the price.”
4. Taurus G2c 9mm — $184.99 with Factory Rebate
This is a good little gun at a great price. Taurus is running a factory rebate through the end of May 2013. Palmetto State Armory has the OD Green-frame Taurus G2c 9mm for just $209.99 with FREE shipping. But the Taurus $25 Factory Rebate lowers your price to just $184.99 for this G2C. Or, if you like basic black, you can get a black-framed G2c for $174.99 after rebate. Despite its small size, the G2c has a 12-round magazine. We like the fact it has a left-side manual safety (unlike the Glock).
5. KelTec P32 .32 ACP – $149.00 at GunPrime
Here’s a very small gun, in a small caliber. This is a choice for those seeking “ultimate concealability”. The P32 can be carried in a pants pocket, or small purse. The .32 ACP cartridge doesn’t have the stopping power of a 9mm of course, but this can be a good back-up gun (with ankle carry), or it can serve when a larger 9mm just isn’t practical. Currently Gunprime.com has the Keltec P32 for just $149.00. That’s just about the cheapest price you’ll find for a new American-made carry gun. The P32 has low-profile sites and a 7-round magazine.
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Women are arming themselves — millions of females now have carry permits. What factors should women consider when choosing a handgun for self-defense? What are good choices for a lady’s defensive handgun, suitable for concealed carry? Is a self-loading pistol better than a revolver?
We thought it was best for to hear the ladies’ own perspectives on these questions. After all they are the ones who will be carrying the firearm in a purse or on their person. In this article we include three videos focusing on handgun options for females. The videos cover six key factors: function, size, weight, ergonomics, reliability, and concealability.
Classic Swiss Precision — the Sig P239
The single-stack Sig P239 is an ultra-reliable, compact pistol with a grip suitable for smaller female hands. Weighing 25 oz. in 9mm, it is slightly heavier than polymer-framed handguns, but that may be a good thing. During my handgun training days, this Editor found most women shot the Sig P239 better than Glocks, with more control over recoil. This is a hammer-fired pistol with decocker but no separate safety. There are many other good handgun options for concealed carry — some smaller, thinner and lighter, but the Sig P239 provides a good benchmark for reliability and accuracy. Shown is the .40 S&W model. We prefer the 9mm Luger version. Photo Creative Commons BY-SA 3.0.
Choosing a Self-Defense Handgun — Ladies Explain the Options
Not Just a Guy Thing — 23% of Gun Owners are Women
Here’s an interesting statistic — according to an NSSF survey, the percentage of gun owners who are female has increased dramatically since 2005. Back in 2005, just 13% of U.S. gun owners were women. By 2012 that number had risen to 23% — a huge increase in less than a decade.
The vast majority of first-time female gun buyers acquire a handgun for defensive purposes. However, the statistics also show that many new female gun owners are also getting involved in sport shooting and/or competitive shooting.
NRA News host Cam Edwards has interviewed Celia Bigelow, who has written about the rise of gun ownership among ladies on the Townhall.com website. Tune in to the interview on Cam Edwards’ YouTube Channel. CLICK HERE for interview.
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We frequently receive inquiries about compact self-defense pistols. Many folks (some of whom already own a full-sized pistol) ask: “What’s a good compact 9mm pistol I can carry or keep in a vehicle during trips?” Of course, there is the Glock 19. And the new Sig Sauer P365 is quite good. But they are both around $500.00. You can spend about half that and still get a very good 9x19mm pistol with lifetime warranty and good ergonomics.
Here are three 9mm handgun options, all available now for well under $300.00. In fact, our third choice, the Ruger EC9, is currently just $209.99 at Brownells (with promo code). That’s just a few bucks over two hundred! It’s a buyers’ market right now…
1. Walther Creed 9mm Pistol, $269.99
The Walther Creed offers excellent ergonomics, good accuracy, and well-designed controls at a killer price — $269.99 at CDNN Sports. This gun, designed to be a value-leader, emulates Walther’s more expensive PPQ model (MSRP $649.00) at a much lower price. The Creed’s frame size and shape is the same as the PPQ, but the Creed lacks interchangeable backstraps. Slide and trigger are very similar. The Creed features a snag-free bobbed hammer. Testers have praised the new Creed, saying that, despite the bargain price, it “sacrifices little to nothing in… ergonomics, accuracy, and reliability.”
2. Smith & Wesson SD9VE 9mm, $249.99 with CODE M8Y
The two-tone Smith & Wesson SD9VE 9mm pistol features contrasting stainless-steel slide and barrel. Weighing just 22.7 oz, this DAO pistol ships with two 16-round magazines, offering plenty of fire-power. Overall length is 7.2″ with a 4″-long barrel. Both front and rear sights are drift-adjustable. This is a nice medium-sized pistol that shoots well. The Smith & Wesson SD9VE is on sale now at Brownells. Sale price is currently $259.99 with a $10 handling charge.
SAVE MORE: During check-out at Brownells.com, you can use code “M8Y” to receive $20 Off and get FREE delivery. That lowers your net cost to just $249.99 shipped to your FFL. Under $250.00 for a nice S&W Nine is a great deal.
3. Ruger EC9 9mm — $209.99 at Brownells with CODE M8Y
The striker-fired Ruger EC9 features a 3.12″ barrel and measures 6.0″ overall. This 1.07-lb EC9 is slim for easy concealment. Weighing just 1.07 lbs., this is definitely an “all-day carry” option. With Brownell’s current sale pricing and promo codes, you can get this little pistol for just $209.99 delivered (see right). You heard that right. Sale price is currently $219.99 with a $10 handling charge. However, during check-out you can use code “M8Y” to receive $20 Off and get FREE delivery. That lowers your net cost, so that your all-up price, delivered to your FFL, is just $209.99. That’s a great price for a reliable gun backed by Ruger. Here is a recent review from verified buyer: “It’s an LC9 with fixed sights that are milled into the slide. Same trigger. Same frame. Sweet shooter. Perfect for concealed carry. Can’t beat it for the price.”
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The latest Crime Prevention Research Center (CPRC) study on concealed handgun permits reveals that over 16.3 million Americans now have them, and that the ranks of permit holders are becoming more diverse, with more women and minorities getting permits than ever before. The major findings of the 2017 CPRC report are summarized below. A copy of the report is available for download here.
There are now over 16.3 million gun permit holders, a record 1.83 million increase in permits since July 2016. Nationwide, 6.53% of adults have a concealed handgun permit. That’s roughly one in 15 adult citizens. Outside of California and New York, 8% of adults have a permit. The permit issuance numbers for women, Blacks, and Asians are increasing at faster rate than for men and Caucasions.
More guns, less crime — that’s the conclusion of the latest report from the Crime Prevention Research Center (CPRC). The CPRC Concealed Carry Report attributes some of the drop in crime rates to the fact that more Americans than ever before are carrying handguns for protection. In the past eight years, the number of concealed handgun permits has soared, growing from 4.6 million in 2007 to over 16.3 million this year. Overall, 6.53% of the U.S. adult population, i.e roughly one in fifteen American adults, now has a concealed carry permit.
Here are some interesting findings in the 2017 CPRC Report:
6.53% of the total adult U.S. population has a weapons carry permit.
Last year, the number of permit holders grew by a record 1.83 million. This is more than the previous record increase of 1.73 million, set just the year before.
In 11 states, more than 10% of adults have permits. Alabama has the highest rate — 20%. Indiana is second with 15.8%.
In 14 states, a permit is no longer required to carry in all or virtually all of the state. This is a major reason why legal carrying handguns is growing so much faster than the number of permits.
In 2016, women made up 36% of permit holders in the 14 states that provide data by gender. Eight states had data from 2012 to 2016 and they saw a 326% faster increase in permits among women than among men.
From 2012 to 2016, in the five states that provide data by race over that time period, the number of black people with permits increased 30% faster than the number of whites with permits. Asians appear to be the group that has experienced the largest increase in permitted concealed carry.
Regression estimates show a significant association between increased permit ownership and drops in murder and violent crime rates. Each one percentage point increase in rates of permit-holding is associated with a roughly 2.5 percent drop in the murder rate.
States with the largest increase in permits have seen the largest relative drops in murder rates.
Carry Permit Holders are Law-Abiding
Interestingly, Concealed handgun permit holders are extremely law-abiding. In Florida and Texas, permit holders are convicted of misdemeanors and felonies at one-sixth of the rate at which police officers are convicted. From 2014 data, police officers commit crimes at rate of 103 per 100,000 (national average) compared to 12.8 per 100,000 for permit holders in Florida and 22.8 per 100,000 for permit holders in Texas.
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The NRA has announced a new summer event — a trade show focused on licensed “carry”, self-defense, and home protection. The new NRA Personal Protection Expo (PPExpo) will be held August 25-27, 2017 at the Wisconsin Center in Milwaukee, Wisconsin. This is a 3-day educational and interactive experience for citizens interested in personal protection, concealed carry, and defense tactics. According to the NRA: “This all-new event will equip visitors with the products, training and mindset necessary to prepare and defend themselves and their loved ones when threats arise.”
Expo guests can attend educational protection/defense workshops taught by leading experts and instructors from across the country. The Expo’s Exhibit Hall will showcase firearms, shooting accessories, concealment gear, storage products, tactical gear, and home defense solutions.
The Expo’s concealed carry (CCW) workshops will cover concealment methods, holster selection, and tactics. Personal protection seminars will cover personal defense, situational awareness, product selection, and skills building. Home defense seminars will cover home defense plans, preventative security measures, and responding to intruders. For more information about the Personal Protection Expo, visit https://www.NRAPersonalProtectionExpo.org.
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Ruger has just introduced a new compact version of its Ruger American Pistol. We predict the new American Compact will become popular with CCW-holders. With a 3.55″ barrel, and 6.65″ length, Ruger’s new 9mm carry gun is similar in size to a S&W M&P9C, and slightly smaller than a Glock 19. At 28.7 ounces, the new Ruger Compact is heavier than the M&P9C (21.7 oz.), and the Glock 19 (23.6 oz.), but the Ruger is the slimmest of the three, with a slide width of just 1.05 inches.
We’re pleased to see the American Compact is offered either with or without an external frame-mounted safety, to suit the buyer’s preference. Also, the gun offers easy take-down with no trigger pull required (by contrast, you have to pull the trigger to take-down a Glock).
Ruger’s new Compact American Pistol is offered either with 10+1 capacity*, or 17+1 capacity. The 17+1 version employs magazines from the full-size Ruger American pistol, with a sleeve or “boot” to fit the shorter grip. With either type of magazine, the gun has proven 100% reliable, according to writer Rich Grassi, who tested the new pistol for The Shooting Wire.
The grip ergonomics on the Compact American Pistol could be described as “Walther-esque”. Rich Grassi says that’s a good thing — this little pistol is comfortable in the hand: “You also don’t pinch a finger when inserting a magazine – either magazine – into the American Compact. Like the service-size gun, three grip modules (back strap with palm swells) are included. The gun has the Novak Low Profile carry sights with the ‘3-dot’ pattern thereon.” Grassi said his test pistol shot low with a standard sight picture, but otherwise the accuracy was good.
NRA testers say the new Compact Ruger American Pistol is extremely reliable and very accurate.
Ruger says this pistol “combines a recoil-reducing barrel cam… with a low-mass slide, low center of gravity and a low-bore axis to provide better balance, less felt recoil, and less muzzle flip[.]” The Ruger Compact American Pistol also features a pre-tensioned striker system, which allows for a short-take-up trigger with positive reset. Like its bigger brother, the Compact American Pistol features a modular wrap-around grip system that fits a wide range of hand sizes.
*Some early reviews have stated the “standard” capacity as 12+1. However Ruger’s website and the official Spec Sheet lists 10+1.
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Amidst the hue and cry (and Congressional sit-ins) calling for more gun control, few observers have actually looked at the facts. Do we, in fact, have an increasing gun crime problem in this nation? Is gun violence spiraling out of control, as the anti-gunners would have you believe?
What do the verified FACTS say (as opposed to the ‘sky is falling’ anti-gun zealots)? Well, the truth of the matter is that major gun-related crime rates have been steadily on the decline for more than a decade. Likewise, most of the major violent crime rates have been declining over the past two decades. What’s more, even accidental gun deaths have been declining despite a huge rise in gun ownership.
So the next time someone tells you that guns must be outlawed to halt a terrible increase in gun crime, you can respond, with 100% certainty, that gun-related crime is going down, not up.
And interestingly, as the supply of handguns has increased, the amount of property crimes has plummeted. Maybe the bad guys are thinking twice before breaking and entering…
Gun Facts™ debunks common myths about gun control. It is intended as a reference guide for journalists, politicians and anyone interested in learning about gun control facts… crime, and the Second Amendment. The free Gun Facts e-book provides over 100 pages of indexed information.
Credit Boyd Allen for finding this first chart. We welcome reader submissions.
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Do you have a concealed carry permit, or do you plan to carry a concealed handgun in the future? Then you can benefit from Beretta’s FREE 15-page e-book, Ten Essential Tips for CCW Holders. This eBook, in handy PDF format, helps gun owners select an appropriate handgun (and holster), understand legal obligations and responsibilities, and train effectively with the firearm. This short eBook offers many useful tips to consider, in particular for gunowners who are contemplating the pros and cons of everyday carry for themselves.
As the Beretta CCW booklet says, “Carrying a concealed handgun requires a certain amount of confidence. You need to be confident in your knowledge of laws and regulations. You have to have confidence in your accuracy, and you need to trust that you can carry a gun effectively, securely and comfortably. If a gun is a burden for you to carry, you probably won’t.”
Surprising Facts About Actual Defensive Handgun Use
You may be surprised to learn when and how handguns are actually used for self-defense. Most defensive uses are at very short range and the incident only lasts a matter of seconds. You need to be prepared, and train to be proficient drawing and aiming your weapon. And remember, shooting is a last resort, when a safe retreat is not available.
55% of gunfights take place in 0-5 feet.
20% of gunfights take place in 5-10 feet.
20% of gunfights take place in 10-21 feet.
95% of gunfights take place in 0-21 feet. (Source: FBI)
The average man can cover 21 feet of ground in 1.5 seconds.
The average gunfight is over in 3-5 seconds.
3 to 4 shots are usually fired.
Most gunfights take place in low-light conditions.
On average, one shot in four strikes someone.
Here are two (2) sample pages from Beretta’s CCW eBook.
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Many of our readers have concealed carry permits. When carrying a handgun concealed, holster choice is key. A good holster will carry more comfortably, “print” less, and be 100% secure while still allowing rapid access. Our systems admin Jay C. recently acquired a Walther PPS M2 as a carry gun. Jay has a CCW permit, and he sometimes chooses to carry a concealed handgun, particularly on trips.
After looking at many options, Jay chose a Kydex Clinger ATom Holster. These are very affordable, yet they have many great features. The most important design feature of the $19.99 Clinger Atom is the location of the belt clip. This is placed over the trigger guard area, not the slide. This pulls the grip in closer than if the clip was mounted over the slide as on other holsters. This smart design feature really works, improving concealment and comfort. Jay says: “the Atom works great with my little Walther — it’s very stable and comfortable.”
The $19.99 Clinger Atom also offers adjustable “ride height”. This is accomplished by moving the belt clip up or down. Holster retention (the clamping tightness) is easily adjusted with a simple hex screw.
Along with its popular Atom holster, Clinger offers two other holsters: 1) the $29.99 Stingray model (with choice of 0°, 15°, or 30° cant); and 2) the dual-clip, ultra-thin No-Print Wonder Holster priced at $59.99. The latter is a good choice for carrying a heavier pistol for long periods. All three holsters (Atom, Stingray, No Print Wonder) are shown in the video above.
Clinger offers a Zero-Risk Guarantee. Try any Clinger holster for two weeks. If you don’t like it, you can return it for a full refund. There is also a “Bumper-To-Bumper Lifetime Warranty”. If anything on your Clinger Holster ever needs repair the manufacturer will repair it or replace it for free.
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Do you know someone who wants to get started in pistol shooting? Here’s a new opportunity. The NRA now offers its Basics of Pistol Shooting Course in an online format. That makes it easy to cover the “classroom” part of the course on your own time. The $60.00 online course includes 11 step-by-step lessons (to be followed by live range training). CLICK HERE to enroll in online Pistol Training Course.
Train Online, Then Register for a Range Session
For the NRA Basics of Pistol Shooting course, Phase 1 is conducted in an online environment, completed on your own time (cost is $60.00, non-refundable). After successfully completing the online exam, students can register for Phase 2, the instructor-led training session. Phase 2 is conducted at your local range with an NRA Certified Instructor. You must successfully complete Phase 1 and Phase 2 in order to receive your NRA Basics of Pistol Shooting course certificate.
Designed and developed by experts to accommodate busy schedules, the web-based course takes a blended learning approach to firearms training with both online and physical components. Students have 90 days to work through 11 online lessons before registering for Phase 2, the NRA Certified Instructor-led phase at a local range. “America has more first time gun owners than ever and the NRA remains dedicated to being the number one provider of firearm training,” said Executive Director of NRA General Operations, Kyle Weaver. “Thanks to our online courses and network of more than 125,000 NRA Certified Instructors, it has never been easier to learn basic firearm skills.” The NRA offers other online training courses at Onlinetraining.nra.org. These offerings include a Range Safety Office (RSO) course, and a Range Development and Operations course.
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The striker-fired 
Ruger’s new Compact American Pistol is offered either with 10+1 capacity*, or 17+1 capacity. The 17+1 version employs magazines from the full-size Ruger American pistol, with a sleeve or “boot” to fit the shorter grip. With either type of magazine, the gun has proven 100% reliable, according to writer Rich Grassi, who tested the new pistol for 
