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April 5th, 2024

Buyer’s Guide to Insurance for Concealed Carry Permit Holders

CCW Law insurance

It is estimated that over 21.5 million Americans are currently licensed/permitted to carry concealed weapons.* And with the 2022 U.S. Supreme Court decision in NYSRPA v. Bruen, we can expect that number to increase significantly. That landmark case stated that the Second Amendment guarantees citizens the right to bear arms outside their homes.

CCW Carry permits license

There are now seven (7) major business entities which provide insurance coverage and legal services for CCW holders. These providers are listed below. We suggest, BEFORE you commit to any particular policy/membership, you comparison shop at least three different options. We also recommend you read the full 3400-word GunDigest Article that examines, in detail, the coverage offered by these seven companies:

U.S. Law Shield concealed carry ccw insurance u.s. law shield
U.S. Concealed Carry Assoc. (USCCA) concealed carry ccw insurance u.s. law shield
CCW Safe concealed carry ccw insurance u.s. law shield
Right To Bear concealed carry ccw insurance u.s. law shield
Armed Citizens Legal Defense Network (ACLDN) concealed carry ccw insurance u.s. law shield
Second Call Defense concealed carry ccw insurance u.s. law shield
Firearms Legal Protection concealed carry ccw insurance u.s. law shield

Factors to Consider When Choosing a Gun Insurance Program:

Attorney Fees and Expert Fees
The key benefit of any CCW insurance plan is coverage for attorneys fees. If you need a lawyer for a civil case or criminal defense, the fees pile up very fast. Good lawyers can charge $400-$500 per hour, and a trial can go on for many days. GunDigest explains: “If your case goes to trial you might find a bill that runs up to six figures.” You should check to see if a policy covers lawyer retainer, hourly fees, expert fees, AND potential damages.

Bail Bond Coverage
If you are involved in an incident, and an arrest is made, you want to avoid spending time in a jail cell. That’s why it’s important to have a CCW insurance plan that will quickly provide funding for bail bonds. As GunDigest notes: “bail-bond coverage is typically part of a sound concealed carry insurance policy”.

Multi-State Coverage
Gun laws vary among states, and state insurance laws vary as well. This affects the coverage an insurance program can and will provide. When choosing a policy, ask questions to determine how coverage may vary from state to state. With some programs you can purchase additional coverage for trips outside your home state. These can be time-limited for cost savings.

Policy Limits (Dollar Amounts)
When considering a CCW insurance program you need to look at the policy limits — the amount the program might pay to provide legal assistance and potentially settle a claim. You need to read the fine print here, just as you would with an automobile or home policy.

The detailed GunDigest article on CCW Insurance Coverage, notes that there are some additional factors to consider when choosing CCW Insurance:

“You’ll find there are other areas covered by some concealed carry insurance plans worth contemplating. Many of them fall within the policies themselves, however, some cost extra. In many cases, CCW policies go well beyond legal expenses and cover some other aspects you might not have considered:”

Crime Scene Clean Up
Negligent Discharge
Spouse And Family Self-Defense
Property Damage
Firearms Replacement
Work Loss Coverage
Personal Use Of Firearm (non-defensive)

* According to a recent estimate by the Crime Prevention Research Center (CPRC), over 21.5 million Americans are now licensed to carry a firearm in the United States. And the numbers are growing — the NRA-ILA posted that the number of concealed handgun permits reached 18.66 million in 2019 – a 304% increase since 2007.

Permalink Handguns, News, Tech Tip No Comments »
January 16th, 2024

Choosing Home Defense Gun? Understand Terminal Ballistics

Terminal External Ballistics Exterior, Temporary Cavity Permanent Cavity

If you are evaluating a firearm for self-defense use, you should consider three main factors: Reliability, Functionality (sights, trigger, ergonomics), and Effectiveness (ability to halt/neutralize threats). Regarding effectiveness, you need to consider what happens when the projectiles from your firearm reach the target. That involves penetration and terminal ballistics.

A 12ga shotgun is very effective inside 20 yards, with less risk of over-penetration* vs. a centerfire rifle.
Terminal External Ballistics Exterior, Temporary Cavity Permanent Cavity

You’ve probably heard the term “Terminal Ballistics”. But do you really know what this refers to? Fundamentally, “Terminal Ballistics” describes the behavior of a projectile as it strikes, enters, and penetrates a target. Terminal Ballistics, then, can be said to describe projectile behavior in a target including the transfer of kinetic energy. Contrast this with “External Ballistics” which, generally speaking, describes and predicts how projectiles travel in flight. One way to look at this is that External Ballistics covers bullet behavior before impact, while terminal ballistics covers bullet behavior after impact.

The study of Terminal Ballistics is important for hunters, because it can predict how pellets, bullets, and slugs can perform on game. This NRA Firearm Science video illustrates Terminal Ballistics basics, defining key terms such as Impact Crater, Temporary Cavity, and Primary Cavity.

Terminal External Ballistics Exterior, Temporary Cavity Permanent Cavity

External Ballistics, also called “exterior ballistics”, is the part of ballistics that deals with the behavior of a non-powered projectile in flight.

Terminal Ballistics, a sub-field of ballistics, is the study of the behavior and effects of a projectile when it hits its target.

Terminal External Ballistics Exterior, Temporary Cavity Permanent Cavity


*This Shooting Illustrated article discusses over-penetration risks with a variety of cartridge types. “A bullet passing through a threat and continuing with the potential to cause unintentional damage to a bystander or object is a situation commonly described as over-penetration.”

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December 8th, 2023

Find Best Holsters for Your Handguns with Holster Finder

Midwayusa holster finder database 125,000 holsters

Here’s a helpful, time-saving tool for handgun owners. MidwayUSA’s online Holster Finder lets you quickly find the right holsters for virtually all popular makes and models of pistols and revolvers. The wide variety of carry styles, materials, and features can make finding the right holster difficult or confusing. Drawing on a database of over 125,000 gun/holster combinations, the MidwayUSA Holster Finder turns that complex task into an easy three-step process.

Midwayusa holster finder database 125,000 holsters

The selection process is simple: 1. Choose Pistol or Revolver; 2. Select Make and Model of Handgun (and barrel type/length); 3. Click to view results. Just choose your gun type, select your make, model and barrel, then view the results. All major holster types are included: Ankle, Belly Band, Belt (outside waistband), Chest, Competition, Drop Leg, Inside Waistband (IWB), Paddle, Pocket, and Shoulder. Check out the MidwayUSA Holster Finder at MidwayUSA.com/holster-finder.

Midwayusa holster finder database 125,000 holsters
Midwayusa holster finder database 125,000 holsters

MidwayUSA’s Marketing VP Jeff Larkin says: “Our team built the Holster Finder so our customers could find all holsters we offer for their specific firearm without sorting through thousands of search results. Finding the perfect holster is now easier than ever — just a few clicks, and we’ll show you everything that fits!”

Permalink Gear Review, Handguns, News 1 Comment »
November 2nd, 2023

Holster Guide — 30 Every Day Carry Holster Comparison Review

Holster CCW review EDC Every day carry pistol handgun

AccurateShooter.com is more about rifles than pistols. But we know that the majority of our regular readers own handguns, and many also have concealed carry (CCW) permits. And with the prospect of social unrest following the election, we expect more reader than ever will be “packing” a sidearm. Accordingly, we’ve found a great resource for CCW holders that can help you select a holster. On the Shooting Illustrated website you’ll find a detailed review of 30 different holster types. Each holster is illustrated, with pros and cons explained. These are all EDC holsters, meaning those designed for “Every Day Carry”.

SEE Full HolsterPallooza Story with 30 Holster Reviews »

Shooting Illustrated calls this article “HolsterPallooza” and it really does provide a ton of helpful information. Most other holster reviews on the web may feature a half-dozen holsters at the most. In this Holsterpallooza article you can see 30 holsters, with a wide variety of materials, designs, and applications. There are small molded IWB holsters for CCW, conventional on the belt holsters, leather shoulder holster rigs, and even ankle holsters. This is a great place to start if you are in the market for a holster.

Holster CCW review EDC Every day carry pistol handgun
Here’s sample of the many holster options reviewed, an innovative hybrid IWB holster constructed with leather over Kydex. That gives you the “best of both worlds” — the secure fit/retention of a molded Kydex shell, with an attractive leather exterior.

Shooting Illustrated explains: “As the interface between your gun and your body, the holster is a vital component of your carry rig. In many cases, the circumstances of your daily life will determine the method of carry you choose. This, in turn, will determine what type of holster you need, which may end up determining the handgun you carry. Therefore, choosing the method and type of holster may be as, or even more important than, choosing a firearm.”

MORE Reviews — Hickok 45 Reviews 15 CCW Holsters:

If you want to see even MORE holsters for “Every Day Carry” (EDC), check out this video from Hickok 45. This popular YouTube host looks at 15 different IWB holsters from a number of manufacturers. Hickok 45 examines many hybrid holsters that combine Kydex or plastic with leather for increased comfort. He has his favorites… and they might not be what you’d expect. NOTE: As this video has been watched over 900,000 times, you may also want to read the viewer comments. There are many helpful suggestions from CCW holders who carry daily.

Permalink - Articles, Gear Review, Handguns 1 Comment »
September 29th, 2023

Gun Owner Groups Challenge New Carry Restrictions in California

concealed carry CCW california lawsuit may bonta gavin newsom

Gun Owners of America (GOA) and the Gun Owners Foundation (GOF) teamed up with Gun Owners of California (GOC) to file suit challenging portions of SB 2, a bill that anti-gun Governor Gavin Newsom signed into law this week. This unconstitutional legislation was passed in response to the Bruen decision (which ended the state’s draconian “may-issue” policy). As signed by Newsom, California SB 2 will:

— Create vast, restricted “sensitive locations” where concealed carrying would be prohibited, including all private property unless expressly permitted by the owner;
— Require 16 hours of training;
— Significantly increase the costs associated with securing a permit.

This lawsuit challenging SB 2 was filed in the U.S. District Court (Central District South) in Calfornia. The action, entitled May et al v. Bonta specifically goes after the “sensitive locations” provision of the law. Several other anti-gun states have enacted similar unconstitutional legislation in response to the Bruen decision, and GOA and GOF are a part of litigation in several of these cases.

CLICK HERE to READ Full 53-Page Complaint in May et al v. Bonta

concealed carry CCW california lawsuit may bonta gavin newsom
Click image for a list of insurance programs for CCW holders.

Erich Pratt, GOA’s Senior Vice President, issued the following statement:

“This is just the latest assault on our rights in California. Just as concerning, Governor Gavin Newsom has already made his anti-gun intentions quite clear: he wants to effectively repeal the Second Amendment. Sadly, his acknowledgment that doing so would be the only way to enact more gun control did not dissuade him from violating his oath when he signed this law into effect, but we are fully prepared to fight back.”

Sam Paredes, on behalf of the board for GOF and in his role as the Executive Director of Gun Owners of California, added:

“Pro-gun groups in California have had success when pushing back on legislation like this –just look at our victory last week against the state’s magazine ban. And just like in that case, we are confident SB 2 will be overturned. I’ve been warning governors and legislatures across the country since the Bruen decision that these ‘response bills’ will not stand, but unfortunately, many have still been pushed through. That won’t stop us however – states should fall in line, or we will make them.”

Click Here for summary of California Gun Laws Prior to Latest Legislation

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September 13th, 2023

Concealed Carry Insurance Options for Gun Owners — 7 Programs

CCW Law insurance

Over 22 million Americans are currently licensed/permitted to carry concealed weapons.* And with the important U.S. Supreme Court decision in NYSRPA v. Bruen, we can expect that number to increase significantly. That landmark case stated that the Second Amendment guarantees citizens the right to bear arms outside their homes.

CCW Carry permits license

There are now seven (7) major business entities which provide insurance coverage and legal services for CCW holders. These providers are listed below. We suggest, BEFORE you commit to any particular policy/membership, you comparison shop at least three different options. We also recommend you read the full 3400-word GunDigest Article that examines, in detail, the coverage offered by these seven companies:

U.S. Law Shield concealed carry ccw insurance u.s. law shield
U.S. Concealed Carry Assoc. (USCCA) concealed carry ccw insurance u.s. law shield
CCW Safe concealed carry ccw insurance u.s. law shield
Right To Bear concealed carry ccw insurance u.s. law shield
Armed Citizens Legal Defense Network (ACLDN) concealed carry ccw insurance u.s. law shield
Second Call Defense concealed carry ccw insurance u.s. law shield
Firearms Legal Protection concealed carry ccw insurance u.s. law shield

Factors to Consider When Choosing a Gun Insurance Program:

Attorney Fees and Expert Fees
The key benefit of any CCW insurance plan is coverage for attorneys fees. If you need a lawyer for a civil case or criminal defense, the fees pile up very fast. Good lawyers can charge $400-$500 per hour, and a trial can go on for many days. GunDigest explains: “If your case goes to trial you might find a bill that runs up to six figures.” You should check to see if a policy covers lawyer retainer, hourly fees, expert fees, AND potential damages.

Bail Bond Coverage
If you are involved in an incident, and an arrest is made, you want to avoid spending time in a jail cell. That’s why it’s important to have a CCW insurance plan that will quickly provide funding for bail bonds. As GunDigest notes: “bail-bond coverage is typically part of a sound concealed carry insurance policy”.

Multi-State Coverage
Gun laws vary among states, and state insurance laws vary as well. This affects the coverage an insurance program can and will provide. When choosing a policy, ask questions to determine how coverage may vary from state to state. With some programs you can purchase additional coverage for trips outside your home state. These can be time-limited for cost savings.

Policy Limits (Dollar Amounts)
When considering a CCW insurance program you need to look at the policy limits — the amount the program might pay to provide legal assistance and potentially settle a claim. You need to read the fine print here, just as you would with an automobile or home policy.

The detailed GunDigest article on CCW Insurance Coverage, notes that there are some additional factors to consider when choosing CCW Insurance:

“You’ll find there are other areas covered by some concealed carry insurance plans worth contemplating. Many of them fall within the policies themselves, however, some cost extra. In many cases, CCW policies go well beyond legal expenses and cover some other aspects you might not have considered:”

Crime Scene Clean Up
Negligent Discharge
Spouse And Family Self-Defense
Property Damage
Firearms Replacement
Work Loss Coverage
Personal Use Of Firearm (non-defensive)

* According to a 2022 report by attorney John Lott, of the Crime Prevention Research Center, the number of concealed handgun permits now stands at 22.01 million – a 2.3% increase since 2021.

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August 6th, 2023

Great Guide to Gun Laws in All 50 States — $20 Book

Legal Heat 50 state book firearms CCW concealed carry laws 2023

Legal Heat, a major firearms training firm*, offers the impressive 2023 Edition of the 50 State Guide to Firearm Laws and Regulations. For each state, this $20 book covers key firearms laws, lists prohibited areas, and provides key statutory references for further research. With over 20,000 gun laws nationwide affecting concealed carry permit holders, Legal Heat’s 50 State Guide helps gun owners stay informed about important gun statutes and regulations.

The Legal Heat 50 State Guide is an authoritative reference guide on concealed carry and transport laws with concise synopses, including legal citations. Written and edited by attorneys and firearms instructors. This full-color, $20 book provides a comprehensive overview of state and Federal gun laws, serving as a quick reference guide for travelers.

State by State Law Summaries
For every one of the 50 U.S. STATES, there is a dedicated summary covering:

1. All Prohibited Areas for Firearms
This Section Is Essential Knowledge For All Concealed Firearm Permit Holders.
2. Self-Defense and Firearms Laws
3. Reciprocity (Recognition of Other State’s Permits)
This lists ALL firearm permits from other states that are recognized.
4. Self Defense And Firearm Laws Statutory References (For Additional Research)
5. Ratings of Each State for “Friendliness” to gun owners.

GET FREE Legal Heat APP for Android or Apple

Legal Heat 50 state FREE APP firearms CCW concealed carry laws Reciprocity

Along with the $20 print book, there is a FREE Legal Heat APP that provides the same information at no cost to you. Just download the App to your smartphone or tablet. There are FREE versions for both Android (Google) and iOS (Apple). This is the only APP with comprehensive Concealed and Open Carry Law summaries written by attorneys.

Key Topics Covered in Dedicated Sections
The Legal Heat 50 State Guide has specific sections dedicated to important topics, such as Gun Transport at Airports, Police Stops, Inter-State Travel, and Purchasing/Selling. Having these and other key topics clearly outlined is one of the compelling reasons to buy the book. Here are the Key Topics:

- Airports
– Police Encounters
– State-to-State Firearms Transport in Vehicle
– Purchasing/Selling A Firearm
– Castle Doctrines
– AMTRAK
- U.S. Army Corps Of Engineers Land
– National Parks And Monuments
– BLM Land
– Indian Reservations
– May Issue Vs. Shall Issue States
– Contact Info For Attorney Generals

Video Summary of 50 State Firearms Guide

This video covers the highlights of the Legal Heat 50 State Guidebook. This shows the 2018 Edition, but the latest 2023 Edition contains all those elements, updated with current law changes.


* With over 250,000 certified students, Legal Heat claims to be the nation’s largest firearms training company. Legal Heat provides in-person as well as online training, and works with major gun retailers including Cabela’s, Bass Pro Shops, and Sportsman’s Warehouse. CLICK HERE for more information on Legal Heat Training Programs.

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May 6th, 2023

Saturday Movies: Pistols for Concealed Carry — Top Choices

saturday movie ccw concealed carry pistol handgun Kimber R7 Mako video showcase
The Kimber R7 Mako Pistol was the NRA Shooting Illustrated magazine 2022 Handgun of the Year.

Millions of Americans now exercise their Constitutional right to “keep and bear arms”, specifically to carry a pistol for personal protection and home defense. In response to the rapid growth of the CCW (Concealed Carry Weapon) market, numerous gun-makers have introduced compact handguns specifically designed for concealed carry. These “Carry Guns” tend to be smaller, lighter, with smoother, rounded edges on slide and frame. Today, many modern carry guns are also “Optics Ready”, meaning they have slides that can accept smaller red dot sights. And some companies are now selling handguns with the optics pre-installed.

For today’s Saturday video showcase, we feature five videos covering a wide range of popular semi-automatic carry guns. You’ll see offerings from Beretta, Glock, HK, Kahr, Kimber, Ruger, Smith & Wesson, Taurus, Walther and more. In addition, we’ve included a video that covers the pros and cons of installing optics on carry pistols. Finally, as a bonus, we’ve included a video that highlights five handguns that you may want to avoid, as they have not lived up to expectations.

Top Ten Best Carry Pistols for the Money

Here the Honest Outlaw Channel reviews ten semi-auto pistols. The host states these are the “10 best pistols for the money,” adding that “these handguns are reliable, accurate, durable, light weight, and cost less than most alternatives.” This video was released in December 2022, so it covers the latest generation of modern carry pistols.

Five Favorite Carry Pistols — Colion Noir’s Top Handguns

Colion Noir is a very popular gun reviewer and Second Amendment advocate. In this video, which has over 1.1 million views, Colion covers the five guns he personally carries. Why five? Colion states: “When it comes to my concealed carry guns, I practice tactical polyamory. Essentially, I don’t just carry one gun. I have a rotation of guns I carry based on what I’m wearing that day, where I’m going, and what I’m doing. I put a lot of thought into my carry rotation, which changes based on my needs. Sometimes a gun that’s better at handling the job comes out, and I’ll carry it once I’m comfortable with its reliability. That said, there are five guns I consistently carry[.]”

Five Top Choices among CCW & EDC (Everyday Carry) Handguns

The host notes: “We are going over the five best CCW firearms that I reviewed this year and ranking them from 1 to 5. We are going to save the best for the last. Some of the criteria for ranking these firearms isn’t only based on performance. We are ranking based on performance, price, reliability, and comfort.”

Ten Modern Micro-Pistols for Concealed Carry

The reviewer states: “It’s 2023 and the world of firearms keeps evolving. One of the hottest trends in the firearms industry right now is micro pistols — small, compact handguns that are perfect for concealed carry or as backup guns. If you’re looking for the best micro pistols in 2023, you’ve come to the right place. This video reviews the latest and greatest micro pistols on the market, discussing their features, performance, and why they’re making waves in the gun community.”

Kimber R7 Mako — Award-Winning Twin-Stack Micro-Compact

Kimber’s R7 Mako pistol won a coveted Golden Bullseye Award from NRA’s Shooting Illustrated magazine, taking the trophy for the magazine’s “2022 Handgun of the Year” category. The R7 Mako is very compact, with good ergonomics, yet it offers 12-rd (11+1) capacity (and 13+1 with extended magazine). The R7 Mako showed outstanding accuracy when tested indoors (see video at 15:25 time-mark).

saturday movie ccw concealed carry pistol handgun Kimber R7 Mako video showcase

The R7 Mako is offered Optics Ready for $599.00 MSRP or with Crimson Trace Red Dot Optic installed for $799.00 MSRP. SEE Shooting Illustrated Review.

Optics on Carry Pistols — Factors to Consider

Red Dot sights are becoming more popular than ever. Many pistols today are “Optics Ready”, and some handguns can now be purchased with optics already installed. There are both strengths and weaknesses having optics on CCW handguns. In this video, Massad Ayoob outlines the pros and cons of Red Dots on carry pistols. Along with covering the factors to consider, Ayoob provides advice on red dot zeroing, defoggers, and more.

BONUS: Five Handguns to Avoid

When shopping for a handgun, it’s helpful to know which models to avoid, because of poor reliability or other shortcomings. This Honest Outlaw video reveals five handguns that are not the best choices for concealed carry: Smith & Wesson CSX, SCCY CPX-2, Remington RP-9, Kahr CW 380, and Taurus PT 22.

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April 11th, 2023

Self-Defense Handguns — Favored Pistol Options for Ladies

Self Defense Pistol Options Female Lady Ladies concealed carry permit CCW women

Women are arming themselves — millions of females now have carry permits and female gun ownership is up 77% since 2005. What factors should women consider when choosing a handgun for self-defense? What are good choices for a lady’s defensive handgun, suitable for concealed carry? Is a self-loading pistol better than a revolver? In this article we include two videos focusing on handgun options for females. The videos cover six key factors: function, size, weight, ergonomics, reliability, and concealability.

Self Defense Pistol Options Female Lady Ladies concealed carry permit CCW women

Classic Swiss Precision — the Sig P239
The single-stack Sig P239 is an ultra-reliable, compact pistol with a grip suitable for smaller female hands. Weighing 25 oz. in 9mm, it is slightly heavier than polymer-framed handguns, but that may be a good thing. During my handgun training days, this Editor found most women shot the Sig P239 better than Glocks, with more control over recoil. This is a hammer-fired pistol with decocker but no separate safety. There are many other good handgun options for concealed carry — some smaller, thinner and lighter, but the Sig P239 provides a good benchmark for reliability and accuracy. Shown is the .40 S&W model. We prefer the 9mm Luger version. Photo Creative Commons BY-SA 3.0.

Choosing a Self-Defense Handgun — Ladies Explain the Options


Self Defense Pistol Options Female Lady Ladies concealed carry permit CCW women



Self Defense Pistol Options Female Lady Ladies concealed carry permit CCW women


Not Just a Guy Thing — Half of New Gun Buyers Are Women

Women & Guns magazineAccording to the Wall Street Journal, over the past few years, “Close to half of all new U.S. gun buyers since the beginning of 2019 have been women.” And the percentage of female gun owners overall has increased dramatically. Here’s an interesting statistic — according to an NSSF survey, the percentage of gun owners who are female has increased dramatically. The National Shooting Sports Foundation (NSSF) has documented a 77% rise in female gun ownership since 2005.

And now nearly one-quarter of American gun owners are female. According to statistics from the NRA, around 23% of women in the U.S. own guns presently, when just 13% did in 2005.

The vast majority of first-time female gun buyers acquire a handgun for defensive purposes. However, the statistics also show that many new female gun owners are also getting involved in sport shooting and/or competitive shooting. An interesting TWAW survey shows that 76% of female gun owners are over 45 years of age, and most are married or in a serious relationship.

Permalink Gear Review, Handguns No Comments »
March 2nd, 2023

For Concealed Carry Permit Holders — Seven Insurance Options

CCW Law insurance

It is estimated that over 21.5 million Americans are currently licensed/permitted to carry concealed weapons.* And with the 2022 U.S. Supreme Court decision in NYSRPA v. Bruen, we can expect that number to increase significantly. That landmark case stated that the Second Amendment guarantees citizens the right to bear arms outside their homes.

CCW Carry permits license

There are now seven (7) major business entities which provide insurance coverage and legal services for CCW holders. These providers are listed below. We suggest, BEFORE you commit to any particular policy/membership, you comparison shop at least three different options. We also recommend you read the full 3400-word GunDigest Article that examines, in detail, the coverage offered by these seven companies:

U.S. Law Shield concealed carry ccw insurance u.s. law shield
U.S. Concealed Carry Assoc. (USCCA) concealed carry ccw insurance u.s. law shield
CCW Safe concealed carry ccw insurance u.s. law shield
Right To Bear concealed carry ccw insurance u.s. law shield
Armed Citizens Legal Defense Network (ACLDN) concealed carry ccw insurance u.s. law shield
Second Call Defense concealed carry ccw insurance u.s. law shield
Firearms Legal Protection concealed carry ccw insurance u.s. law shield

Factors to Consider When Choosing a Gun Insurance Program:

Attorney Fees and Expert Fees
The key benefit of any CCW insurance plan is coverage for attorneys fees. If you need a lawyer for a civil case or criminal defense, the fees pile up very fast. Good lawyers can charge $400-$500 per hour, and a trial can go on for many days. GunDigest explains: “If your case goes to trial you might find a bill that runs up to six figures.” You should check to see if a policy covers lawyer retainer, hourly fees, expert fees, AND potential damages.

Bail Bond Coverage
If you are involved in an incident, and an arrest is made, you want to avoid spending time in a jail cell. That’s why it’s important to have a CCW insurance plan that will quickly provide funding for bail bonds. As GunDigest notes: “bail-bond coverage is typically part of a sound concealed carry insurance policy”.

Multi-State Coverage
Gun laws vary among states, and state insurance laws vary as well. This affects the coverage an insurance program can and will provide. When choosing a policy, ask questions to determine how coverage may vary from state to state. With some programs you can purchase additional coverage for trips outside your home state. These can be time-limited for cost savings.

Policy Limits (Dollar Amounts)
When considering a CCW insurance program you need to look at the policy limits — the amount the program might pay to provide legal assistance and potentially settle a claim. You need to read the fine print here, just as you would with an automobile or home policy.

The detailed GunDigest article on CCW Insurance Coverage, notes that there are some additional factors to consider when choosing CCW Insurance:

“You’ll find there are other areas covered by some concealed carry insurance plans worth contemplating. Many of them fall within the policies themselves, however, some cost extra. In many cases, CCW policies go well beyond legal expenses and cover some other aspects you might not have considered:”

Crime Scene Clean Up
Negligent Discharge
Spouse And Family Self-Defense
Property Damage
Firearms Replacement
Work Loss Coverage
Personal Use Of Firearm (non-defensive)

* According to a recent estimate by the Crime Prevention Research Center (CPRC), over 21.5 million Americans are now licensed to carry a firearm in the United States. And the numbers are growing — the NRA-ILA posted that the number of concealed handgun permits reached 18.66 million in 2019 – a 304% increase since 2007.

Permalink Handguns, Tactical, Tech Tip No Comments »
August 6th, 2022

Saturday at the Movies: 7 Informative Videos from Tactical Hyve

tactical hyve training pistol rifle video sights trigger milrad reticle ar15 self defense

There are many tactical-style video producers on YouTube. Many of these guys, to be honest, aren’t very knowledgeable about firearms, nor are they particularly good shooters. By contrast, videos hosted by Tactical Hyve regularly feature top Action Pistol, PRS and 3-gun competitors as well as military SPECOPS veterans. The vets include SEAL team members who really know their stuff. The Tactical Hyve YouTube channel currently hosts over 560 videos! Here are seven of our favorite Tactical Hyve videos featuring highly-skilled instructors.

TACTICAL HYVE LINKS
– Tactical Hyve Channel | https://www.youtube.com/c/TacticalHyve
– Tactical Hyve Website | https://tacticalhyve.com
– Tactical Hyve Facebook | https://www.facebook.com/tacticalhyve
– Marksmanship Standards | https://go.tacticalhyve.com/marksmanship-standards-guide-1

1. How to Aim a Pistol with Iron Sights or Red Dot

We recommend this video for persons training for a CCW permit, or who are getting started in pistol shooting competition. The video shows proper technique for using iron sights. In addition, it offers some important advice for shooting with Red Dots. Shooting with Red Dot sights can be easier than with iron sights because you only have to put the dot on the target, rather than align front blade with rear notch. But it does take some familiarization to get things right. And persons with astigmatism can have challenges with Red Dot sights.

2. Five Most Common Pistol Shooting Mistakes

In this video, Myles, the founder of Tactical Hyve, talks about the five most common pistol shooting mistakes he sees in classes and how to correct them. Many folks begin pistol shooting without a qualified instructor. Or they try to imitate what they see on TV. This can lead to new pistol shooters forming bad habits. This video helps handgunners correct those bad habits. This popular video has 1.9 million views.

3. Dry-Fire Techniques with Pistol Master Champion J.J. Ricaza

Released on 8/4/22, this is the latest video from the Tactical Hyve YouTube channel. The featured shooter, J.J. Ricaza, a multi-time Steel Challenge champion, is one of the top 10 action pistol shooters in the country. Racaza show how to dry fire like a grandmaster in this video. Dry-firing lets you polish your technique at home, and improve your skills without the cost of live ammunition.

4. Reticle Types Reviewed — MOA and MilRAD

In this video, Billy Leahy, former USCG Precision Marksmanship Instructor, talks about the common optics reticles you’ll encounter. This is a good video to watch if you are shopping for a new scope and are considering a variety of reticle types, both MilRAD (Milliradian) and MOA, SFP and FFP. In this video, Leahy covers the following reticles:

Standard Mil Dot
Leupold TMR
Nightforce Mil-XT
Horus Tremor3
Vortex EBR-7C (MRAD)
Vortex EBR-2C (MRAD)
Vortex EBR-4 (MOA)

5. Use of Tripods for Precision Rifle Competitions

In this video, retired Green Beret and nationally-ranked precision rifle shooter, Scott Satterlee, shares precision rifle tripod shooting tips. This is a “must-watch” video for PRS/NRL shooters who may use tripods in competition. This video can also benefit hunters who might use a tripod in the field.

6. Pistol and Rifle Methods for CROSS-Dominant Shooters

What is “Cross Dominance” and how do you adjust for it? Those questions are answered in this video. If your dominant eye is opposite your dominant hand, then you are cross-dominant. For example, this Editor is right-handed but my LEFT eye is dominant. So I am cross-dominant. This video starts with a simple exercise to determine your dominant eye. Then the video shows how to hold a pistol correctly if you are cross-dominant. Finally, the video shows techniques that benefit cross-dominant rifle shooters.

7. Setting Up an AR-15 for Home Defense

In this video, retired Navy SEAL Mark “Coch” Cochiolo shares how his primary AR for home defense is set up. Coch reviews various optics choices and he also explains how to mount a lamp on your home defense rifle(s). The AR-15 set-ups of ten other tactical experts are revealed in a Tactical Hyve web article. See:

tactical hyve ar15 ar-15 defense rifle

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June 29th, 2022

Seven Insurance Choices for Concealed Carry Permit Holders

CCW Law insurance

At least 19 million Americans are currently licensed/permitted to carry concealed weapons.* And with the recent U.S. Supreme Court decision in NYSRPA v. Bruen, we can expect that number to increase significantly. That landmark case stated that the Second Amendment guarantees citizens the right to bear arms outside their homes.

CCW Carry permits license

There are now seven (7) major business entities which provide insurance coverage and legal services for CCW holders. These providers are listed below. We suggest, BEFORE you commit to any particular policy/membership, you comparison shop at least three different options. We also recommend you read the full 3400-word GunDigest Article that examines, in detail, the coverage offered by these seven companies:

U.S. Law Shield concealed carry ccw insurance u.s. law shield
U.S. Concealed Carry Assoc. (USCCA) concealed carry ccw insurance u.s. law shield
CCW Safe concealed carry ccw insurance u.s. law shield
Right To Bear concealed carry ccw insurance u.s. law shield
Armed Citizens Legal Defense Network (ACLDN) concealed carry ccw insurance u.s. law shield
Second Call Defense concealed carry ccw insurance u.s. law shield
Firearms Legal Protection concealed carry ccw insurance u.s. law shield

Factors to Consider When Choosing a Gun Insurance Program:

Attorney Fees and Expert Fees
The key benefit of any CCW insurance plan is coverage for attorneys fees. If you need a lawyer for a civil case or criminal defense, the fees pile up very fast. Good lawyers can charge $400-$500 per hour, and a trial can go on for many days. GunDigest explains: “If your case goes to trial you might find a bill that runs up to six figures.” You should check to see if a policy covers lawyer retainer, hourly fees, expert fees, AND potential damages.

Bail Bond Coverage
If you are involved in an incident, and an arrest is made, you want to avoid spending time in a jail cell. That’s why it’s important to have a CCW insurance plan that will quickly provide funding for bail bonds. As GunDigest notes: “bail-bond coverage is typically part of a sound concealed carry insurance policy”.

Multi-State Coverage
Gun laws vary among states, and state insurance laws vary as well. This affects the coverage an insurance program can and will provide. When choosing a policy, ask questions to determine how coverage may vary from state to state. With some programs you can purchase additional coverage for trips outside your home state. These can be time-limited for cost savings.

Policy Limits (Dollar Amounts)
When considering a CCW insurance program you need to look at the policy limits — the amount the program might pay to provide legal assistance and potentially settle a claim. You need to read the fine print here, just as you would with an automobile or home policy.

The detailed GunDigest article on CCW Insurance Coverage, notes that there are some additional factors to consider when choosing CCW Insurance:

“You’ll find there are other areas covered by some concealed carry insurance plans worth contemplating. Many of them fall within the policies themselves, however, some cost extra. In many cases, CCW policies go well beyond legal expenses and cover some other aspects you might not have considered:”

Crime Scene Clean Up
Negligent Discharge
Spouse And Family Self-Defense
Property Damage
Firearms Replacement
Work Loss Coverage
Personal Use Of Firearm (non-defensive)

* According to the NRA-ILA, the number of concealed handgun permits reached 18.66 million in 2019 – a 304% increase since 2007. And many more have been issued since 2019.

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