At least 19 million Americans are currently licensed/permitted to carry concealed weapons.* And with the recent U.S. Supreme Court decision in NYSRPA v. Bruen, we can expect that number to increase significantly. That landmark case stated that the Second Amendment guarantees citizens the right to bear arms outside their homes.
There are now seven (7) major business entities which provide insurance coverage and legal services for CCW holders. These providers are listed below. We suggest, BEFORE you commit to any particular policy/membership, you comparison shop at least three different options. We also recommend you read the full 3400-word GunDigest Article that examines, in detail, the coverage offered by these seven companies:
Factors to Consider When Choosing a Gun Insurance Program:
Attorney Fees and Expert Fees
The key benefit of any CCW insurance plan is coverage for attorneys fees. If you need a lawyer for a civil case or criminal defense, the fees pile up very fast. Good lawyers can charge $400-$500 per hour, and a trial can go on for many days. GunDigest explains: “If your case goes to trial you might find a bill that runs up to six figures.” You should check to see if a policy covers lawyer retainer, hourly fees, expert fees, AND potential damages.
Bail Bond Coverage
If you are involved in an incident, and an arrest is made, you want to avoid spending time in a jail cell. That’s why it’s important to have a CCW insurance plan that will quickly provide funding for bail bonds. As GunDigest notes: “bail-bond coverage is typically part of a sound concealed carry insurance policy”.
Multi-State Coverage
Gun laws vary among states, and state insurance laws vary as well. This affects the coverage an insurance program can and will provide. When choosing a policy, ask questions to determine how coverage may vary from state to state. With some programs you can purchase additional coverage for trips outside your home state. These can be time-limited for cost savings.
Policy Limits (Dollar Amounts)
When considering a CCW insurance program you need to look at the policy limits — the amount the program might pay to provide legal assistance and potentially settle a claim. You need to read the fine print here, just as you would with an automobile or home policy.
The detailed GunDigest article on CCW Insurance Coverage, notes that there are some additional factors to consider when choosing CCW Insurance:
“You’ll find there are other areas covered by some concealed carry insurance plans worth contemplating. Many of them fall within the policies themselves, however, some cost extra. In many cases, CCW policies go well beyond legal expenses and cover some other aspects you might not have considered:”
Crime Scene Clean Up
Negligent Discharge
Spouse And Family Self-Defense
Property Damage
Firearms Replacement
Work Loss Coverage
Personal Use Of Firearm (non-defensive)
* According to the NRA-ILA, the number of concealed handgun permits reached 18.66 million in 2019 – a 304% increase since 2007. And many more have been issued since 2019.
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Do you have a concealed carry permit, or do you plan to carry a concealed handgun in the future? Then you can benefit from Beretta’s FREE 15-page e-book, Ten Essential Tips for CCW Holders. This eBook, in handy PDF format, helps gun owners select an appropriate handgun (and holster), understand legal obligations and responsibilities, and train effectively with the firearm. This short eBook offers many useful tips to consider, in particular for gun owners who are contemplating the pros and cons of everyday carry for themselves.
As the Beretta CCW booklet says, “Carrying a concealed handgun requires a certain amount of confidence. You need to be confident in your knowledge of laws and regulations. You have to have confidence in your accuracy, and you need to trust that you can carry a gun effectively, securely and comfortably. If a gun is a burden for you to carry, you probably won’t.”
Surprising Facts About Actual Defensive Handgun Use
You may be surprised to learn when and how handguns are actually used for self-defense. Most defensive uses are at very short range and the incident only lasts a matter of seconds. You need to be prepared, and train to be proficient drawing and aiming your weapon. And remember, shooting is a last resort, when a safe retreat is not available.
55% of gunfights take place in 0-5 feet.
20% of gunfights take place in 5-10 feet.
20% of gunfights take place in 10-21 feet.
95% of gunfights take place in 0-21 feet. (Source: FBI)
The average man can cover 21 feet of ground in 1.5 seconds.
The average gunfight is over in 3-5 seconds.
3 to 4 shots are usually fired.
Most gunfights take place in low-light conditions.
On average, one shot in four strikes someone.
Here are two (2) sample pages from Beretta’s CCW eBook.
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One of our Forum members asked: “Are there any good books on pistol marksmanship? I’m looking for a book that covers techniques and concepts….” Here are six recommended titles that can make you a better pistol shooter. These books run the gamut from basic handgun training to Olympic-level bullseye shooting.
Good Guidebooks for Pistol Shooters
There are actually many good books which can help both novice and experienced pistol shooters improve their skills and accuracy. For new pistol shooters, we recommend the NRA Guide to the Basics of Pistol Shooting. This full-color publication is the designated student “textbook” for the NRA Basic Pistol Shooting Course.
Serious competitive pistol shooters should definitely read Pistol Shooters Treasury a compilation of articles from World and National Champions published by Gil Hebard. You could work your way through the ranks with that book alone even though it is very small. It is an excellent resource.
If you’re interested in bullseye shooting, you should get the USAMU’s The Advanced Pistol Marksmanship Manual. This USAMU pistol marksmanship guide has been a trusted resource since the 1960s. Action Shooters should read Practical Shooting: Beyond Fundamentals by Brian Enos, and Practical Pistol by Ben Stoeger. Brian Enos is a well-known pistol competitor with many titles. Ben Stoeger is a two-time U.S. Practical Pistol shooting champion. Last but not least, Julie Golob’s popular SHOOT book covers pistol marksmanship, along with 3-Gun competition. Julie holds multiple national pistol shooting titles.
Jessie Harrison is one of the greatest female pistol shooters on the planet. In the video below, Jessie offers smart tips on purchasing a handgun, and getting started in competition. Jessie covers caliber choice, handgun fit/ergonomics, concealability, holster options, and other key factors.
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Jessie Harrison — one of the greatest female pistol shooters on the planet. In the video below, Jessie offers good tips on safe handgun mag changes.
In this Pro Tip Video, Jessie Harrison talks about Dry-Fire Pistol Training:
One of our Forum members asked: “Are there any good books on pistol marksmanship? I’m looking for a book that covers techniques and concepts….” Here are eight recommended titles that can make you a better pistol shooter. These books run the gamut from basic handgun training to CCW to Olympic-level bullseye shooting.
Good Guidebooks for Pistol Shooters
There are actually many good books which can help both novice and experienced pistol shooters improve their skills and accuracy. For new pistol shooters, we recommend the NRA Guide to the Basics of Pistol Shooting. This full-color publication is the designated student “textbook” for the NRA Basic Pistol Shooting Course.
If you’re interested in bullseye shooting, you should get the USAMU’s The Advanced Pistol Marksmanship Manual. This USAMU pistol marksmanship guide has been a trusted resource since the 1960s. Action Shooters should read Practical Shooting: Beyond Fundamentals by Brian Enos, and Practical Pistol by Ben Stoeger. Brian Enos is a well-known pistol competitor with many titles. Ben Stoeger is a two-time U.S. Practical Pistol shooting champion. Julie Golob’s popular SHOOT book covers pistol marksmanship, along with 3-Gun competition. Julie holds multiple national pistol shooting titles.
AccurateShooter.com may earn a small Affiliate commission on books sold through Amazon.
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This story is based on a recent NRA-ILA article.
Half the USA’s 50 states now recognize a Constitutional right to carry firearms. Constitutional Carry eliminates the need for government permission before a law-abiding individual can exercise their right to bear arms. A citizen can carry without attaining a CCW permit and/or paying special fees. This is a significant milestone, achieved with the recent passage of Constitutional Carry legislation in Georgia. Georgia Governor Kemp is expected to sign Georgia’s new Constitutional Carry act today, making Georgia the 25th U.S. state to recognize such rights. SEE: Fox News Report on Georgia law.
When Gov. Kemp signs the legislation, Georgia will join Alabama, Alaska, Arizona, Arkansas, Idaho, Indiana, Iowa, Kansas, Kentucky, Maine, Mississippi, Missouri, Montana, New Hampshire, North Dakota, Ohio, Oklahoma, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, and Wyoming, in allowing law-abiding individuals to carry a concealed handgun without a government-issued permit.
Before Georgia adopted Constitutional Carry, Ohio passed similar legislation last month, with Ohio Governor Mike DeWine signing S.B. 215, permitting firearms carry by Ohio citizens. READ Ohio Report.
According to the NRA: “The NRA paved the way for Constitutional Carry by first leading the charge for right-to-carry nearly 40 years ago. Today, every state, and the District of Columbia, provides for the carrying of a firearm for self-defense outside the home in some form, and half the nation recognizes the Second Amendment protects law-abiding citizens’ right to self-defense as an inherent and inalienable right.”
The modern carry movement in America began in earnest in 1987 when NRA helped pass a law legalizing concealed carry outside the home for all law-abiding gun owners in Florida. This law established a “shall issue” permitting regime in Florida, meaning the state was required to issue a carry permit to anyone who applied and could legally possess a firearm. Over the next 15 years, NRA successfully worked to establish right-to-carry laws in 42 states.
Constitutional Carry legislation, which eliminates the need for government permission before law-abiding gun owners can carry concealed firearms, was the natural next step after the success of “shall issue” legislation. In 2003, NRA helped to pass constitutional carry legislation in Alaska. Seven years later Arizona joined the fold, followed by Wyoming, Kansas, and Maine. Ten additional states passed similar legislation by 2019. And in the last two years, nine states have become constitutional carry states.
“This is a monumental moment for the Second Amendment, NRA members and gun owners nationwide,” said Jason Ouimet, executive director of NRA’s Institute for Legislative Action. “Half the country now rightfully recognizes the fundamental right to carry a firearm for self-defense as enshrined in our Constitution – as opposed to a government privilege that citizens must ask permission to exercise. Passing this essential legislation has been a priority for the NRA for many years, and we’re thrilled to celebrate this huge success.”
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Do you currently carry a firearm for self-defense, or are you considering getting a CCW permit? Then you should listen to Tom Gresham’s Gun Talk Radio this Sunday, April 10, 2022. Important issues related to firearms carry laws will be discussed. U.S. LawShield President Kirk Evans will be the lead guest on this Sunday’s radio show. Evans will discuss permitless carry, also known as “constitutional carry”, in American states. Evans, who directs the USA’s America’s largest legal service for gun carriers, will also discuss important distinctions between constitutional carry and carry with issued CCW permits.
This Gun Talk Radio show airs live on Sunday, April 10, at 2:30 PM ET. If you miss the Sunday broadcast, past broadcasts can be heard online via the GUNTALK PODCAST Site.
“Permitless or constitutional carry is on the minds of many Americans with the recent passage of legislation in Indiana, Ohio, and Alabama,” stated Evans. “With Georgia on deck to become the 25th state to make it law, people need to know what it means for them.”
“Lawful gun owners face potential risks as they reside in and travel through states with changing carry laws if they don’t understand how they apply to them,” said Evans. “We’ll discuss a broad overview of carry issues, plus which states are currently fighting for permitless carry and the educational Legislative Tour happening across the state of Georgia.”
Kirk Evans has more than 25 years of experience practicing law in Texas, focused on self-defense cases and constitutional issues. He has represented gun owners, instructors, ranges, and law enforcement and has reviewed and analyzed hundreds of self-defense cases. Evans is the author of several firearms legal publications, including Texas Gun Law: Armed And Educated.
About Gun Talk Radio
In its 27th year of national syndication, Tom Gresham’s Gun Talk radio airs live on Sundays from 2 PM to 5 PM Eastern and runs on more than 270 radio stations nationwide every week. Listen on a radio station near you or via live streaming.
Here’s a helpful, time-saving tool for handgun owners. MidwayUSA’s online Holster Finder lets you quickly find the right holsters for virtually all popular makes and models of pistols and revolvers. The wide variety of carry styles, materials, and features can make finding the right holster difficult or confusing. Drawing on a database of over 125,000 gun/holster combinations, the MidwayUSA Holster Finder turns that complex task into an easy three-step process.
The selection process is simple: 1. Choose Pistol or Revolver; 2. Select Make and Model of Handgun (and barrel type/length); 3. Click to view results. Just choose your gun type, select your make, model and barrel, then view the results. All major holster types are included: Ankle, Belly Band, Belt (outside waistband), Chest, Competition, Drop Leg, Inside Waistband (IWB), Paddle, Pocket, and Shoulder. Check out the MidwayUSA Holster Finder at MidwayUSA.com/holster-finder.
MidwayUSA’s Marketing VP Jeff Larkin says: “Our team built the Holster Finder so our customers could find all holsters we offer for their specific firearm without sorting through thousands of search results. Finding the perfect holster is now easier than ever — just a few clicks, and we’ll show you everything that fits!”
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If you are evaluating a firearm for self-defense use, you should consider three main factors: Reliability, Functionality (sights, trigger, ergonomics), and Effectiveness (ability to halt/neutralize threats). Regarding effectiveness, you need to consider what happens when the projectiles from your firearm reach the target. That involves penetration and terminal ballistics.
A 12ga shotgun is very effective inside 20 yards, with less risk of over-penetration* vs. a centerfire rifle.
You’ve probably heard the term “Terminal Ballistics”. But do you really know what this refers to? Fundamentally, “Terminal Ballistics” describes the behavior of a projectile as it strikes, enters, and penetrates a target. Terminal Ballistics, then, can be said to describe projectile behavior in a target including the transfer of kinetic energy. Contrast this with “External Ballistics” which, generally speaking, describes and predicts how projectiles travel in flight. One way to look at this is that External Ballistics covers bullet behavior before impact, while terminal ballistics covers bullet behavior after impact.
The study of Terminal Ballistics is important for hunters, because it can predict how pellets, bullets, and slugs can perform on game. This NRA Firearm Science video illustrates Terminal Ballistics basics, defining key terms such as Impact Crater, Temporary Cavity, and Primary Cavity.
External Ballistics, also called “exterior ballistics”, is the part of ballistics that deals with the behavior of a non-powered projectile in flight.
Terminal Ballistics, a sub-field of ballistics, is the study of the behavior and effects of a projectile when it hits its target.
*This Shooting Illustrated article discusses over-penetration risks with a variety of cartridge types. “A bullet passing through a threat and continuing with the potential to cause unintentional damage to a bystander or object is a situation commonly described as over-penetration.”
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Sometimes smaller is better — at least when a more compact cartridge than the 9mm Luger (9x19mm) still packs the punch of the larger round.
Brand New Pistol Cartridge for Carry Guns
Federal has just released an all-new pistol cartridge, the 30 Super Carry. Designed expressly for CCW and personal defense applications, this new 30 Super Carry cartridge packs the punch of a 9mm Luger round (9x19mm), with a smaller casing, so you can fit more rounds in a magazine. A pistol that holds 10 rounds of 9mm Luger ammo can hold at least 12 rounds of 9mm Super Carry ammo. That’s a 20% increase in capacity.
In a defensive situation, that extra two rounds could make a difference. But importantly, the 30 Super Carry is not a weak round. You don’t give up stopping power or penetration when compared to the classic 9mm Luger cartridge. In Federal’s tests, penetration through heavy clothing was actually BETTER with the 30 Super Carry than the 9mm Luger (15.5″ vs. 14.5″). NOTE: The actual 30 Super Carry bullet diameter is 0.312″, slightly fatter than a “30 caliber” rifle bullet (0.308″).
Worthy Replacement to 9mm Luger?
Is this a useful alternative to the 9mm Luger? It depends. The new 30 Super Carry is definitely more effective than the .380 ACP so it beats that alternative. And velocity is actually higher than the 9mm Luger mainly because the 30 Super Carry shoots a lighter bullet — 100 grains vs. the typical 115-125 grain 9mm bullet. For many the key appeal of the new cartridge is the ability to carry more rounds OR carry the same number of rounds with a lower overall weight.
Federal’s New 30 Super Carry is 13% smaller than a 9x19mm, with very similar ballistics
Watch video for ballistics information and cartridge diagrams.
30 Super Carry Questions and Answers
How is the 30 Super Carry’s felt recoil compared to the 9mm Luger?
Recoil, flash and sound report provide a very similar shooting experience to 9mm Luger
How do the 30 Super Carry’s velocity and energy compare to 9mm Luger?
They are extremely similar. The 100-grain 30 Super Carry HST carries 347 foot-pounds of energy at the muzzle and has a velocity of 1250 fps; the 124-grain 9mm Luger HST has 364 foot-pounds of energy and a muzzle velocity of 1150 fps.
Do I need a different firearm to shoot the 30 Super Carry?
Yes, you need a firearm chambered for 30 Super Carry. Currently, Smith & Wesson and Nighthawk Custom offer these platforms.
How does the 30 Super Carry differ from older cartridges such as the 7.65×21 Parabellum, 7.65×20mm Longue, 32 Auto and others?
While there might be some coincidental similarities, the 30 Super Carry was fully developed from the ground up with no parent cartridge. Utilizing modern materials and designs, it provides vastly superior performance to seemingly similar historic cartridges.
What kind of accuracy can I expect from the 30 Super Carry?
The cartridge has proven to be an exceptionally accurate round, typically exceeding the accuracy of other popular carry cartridges.
NOTE: These answers are provided by Federal, the ammunition manufacturer.
Currently there are Smith & Wesson and Nighthawk Custom pistols factory-chambered for the new 30 Super Carry cartridge. If this round catches on, expect to see Glock, Ruger, and SIG offer this chambering.
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Women are arming themselves — millions of females now have carry permits and female gun ownership is up 77% since 2005. What factors should women consider when choosing a handgun for self-defense? What are good choices for a lady’s defensive handgun, suitable for concealed carry? Is a self-loading pistol better than a revolver? In this article we include two videos focusing on handgun options for females. The videos cover six key factors: function, size, weight, ergonomics, reliability, and concealability.
Classic Swiss Precision — the Sig P239
The single-stack Sig P239 is an ultra-reliable, compact pistol with a grip suitable for smaller female hands. Weighing 25 oz. in 9mm, it is slightly heavier than polymer-framed handguns, but that may be a good thing. During my handgun training days, this Editor found most women shot the Sig P239 better than Glocks, with more control over recoil. This is a hammer-fired pistol with decocker but no separate safety. There are many other good handgun options for concealed carry — some smaller, thinner and lighter, but the Sig P239 provides a good benchmark for reliability and accuracy. Shown is the .40 S&W model. We prefer the 9mm Luger version. Photo Creative Commons BY-SA 3.0.
Choosing a Self-Defense Handgun — Ladies Explain the Options
Not Just a Guy Thing — Half of New Gun Buyers Are Women
According to the Wall Street Journal, over the past two years, “Close to half of all new U.S. gun buyers since the beginning of 2019 have been women.” And the percentage of female gun owners overall has increased dramatically. Here’s an interesting statistic — according to an NSSF survey, the percentage of gun owners who are female has increased dramatically. The National Shooting Sports Foundation (NSSF) has documented a 77% rise in female gun ownership since 2005, just 16 years ago.
And now nearly one-quarter of American gun owners are female. According to statistics from the NRA, around 23% of women in the U.S. own guns currently, when just 13% did in 2005.
The vast majority of first-time female gun buyers acquire a handgun for defensive purposes. However, the statistics also show that many new female gun owners are also getting involved in sport shooting and/or competitive shooting. An interesting TWAW survey shows that 76% of female gun owners are over 45 years of age, and most are married or in a serious relationship.
NRA News host Cam Edwards has interviewed Celia Bigelow, who has written about the rise of gun ownership among ladies on the Townhall.com website. Follow Cam’s interview in this YouTube video:
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Over the past 12 months, 2 MILLION Americans obtained concealed carry permits. That’s a 10% rise since 2020 and a 48% rise since 2016. The number of Americans obtaining CCW permits set an all-time record according to the Crime Prevention Research Center (CRPC) The previous high number was 1.8 million permits in 2017. The 2 million permits this year represents the greatest one-year increase ever recorded. The CRPC reports that the number of CCW permits has increased “exponentially” over the last year.
Guns America Digest reports: “A record number of Americans purchased firearms since the beginning of the COVID-19 pandemic, and the CPRC’s new data suggests that those same individuals also sought concealed carry permits. The surge is even more remarkable considering the number of states that now allow permit-less, or ‘constitutional’ carry. As of last year, 21 states have waived the requirement to obtain a permit before carrying a concealed firearm.”
We may see further significant permit expansion based on forthcoming legal decisions. The U.S. Supreme Court has agreed to hear the N.Y. State Rifle & Pistol Association V. Corlett case, which challenges NY state laws which restrict the right to carry. Guns America states that “a favorable ruling for the pro-2A side could force ‘may issue’ states to issue permits to all qualified applicants.”
Why the Big Increase in Concealed Carry Permits
There are multiple reasons why record numbers of CCW permits are being issued now in 2021. Crime is up dramatically, the economy is uncertain, and border security has collapsed, with an estimated 2 million illegal aliens entering the country in 2021 (full year number). In addition, the permit agencies are catching up on CCW license applications from the peak of the Pandemic.
Part of the increase in CCW permits is a matter of timing. Because of the COVID Pandemic, many states and cities slowed down or even stopped the issuance of CCW permits. Now those same permitting agencies are processing a heavy backlog of permit applications. Guns America reports: “The CRPC describes a ‘surge’ in states that only recently began re-opening their permit offices.”
In major cities across the country, particularly in Democrat Party-run “Blue States”, there have been significant increases in serious crime. Looking at homicide rates for the whole nation, the FBI reported a 29% rise in homicides last year. That represented the largest single-year increase ever recorded. Guns America notes that rising crime “combined with unrest due to COVID-19, race riots, and economic turbulence, convinced two million Americans to take the concealed carry plunge.”
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Legal Heat, a major firearms training firm*, has released the 2021 Edition of the 50 State Guide to Firearm Laws and Regulations. For each state, this $20 book covers key firearms laws, lists prohibited areas, and provides key statutory references for further research. With over 20,000 gun laws nationwide affecting concealed carry permit holders, Legal Heat’s 50 State Guide helps gun owners stay informed about important gun statutes and regulations.
The Legal Heat 50 State Guide is an authoritative reference guide on concealed carry and transport laws with concise synopses, including legal citations. Written and edited by attorneys and firearms instructors. This full-color, $20 book provides a comprehensive overview of state and Federal gun laws, serving as a quick reference guide for travelers.
GET FREE Legal Heat APP for Android or Apple
Along with the $20 print book, there is a FREE Legal Heat APP that provides the same information at no cost to you. Just download the App to your smartphone or tablet. CLICK HERE to learn more about the FREE 50-State Law App. There are FREE versions for both Android (Google) and iOS (Apple). This is the only APP with comprehensive Concealed and Open Carry Law summaries written by attorneys.
Key Topics Covered in Dedicated Sections
The Legal Heat 50 State Guide has specific sections dedicated to important topics, such as Gun Transport at Airports, Police Stops, Inter-State Travel, and Purchasing/Selling. Having these and other key topics clearly outlined is one of the compelling reasons to buy the book. Here are the Key Topics:
- Airports
– Police Encounters
– State-to-State Firearms Transport in Vehicle
– Purchasing/Selling A Firearm
– Castle Doctrines
– AMTRAK
- U.S. Army Corps Of Engineers Land
– National Parks And Monuments
– BLM Land
– Indian Reservations
– May Issue Vs. Shall Issue States
– Contact Info For Attorney Generals
State by State Law Summaries
For every one of the 50 U.S. STATES, there is a dedicated summary covering:
1. All Prohibited Areas for Firearms
This Section Is Essential Knowledge For All Concealed Firearm Permit Holders. 2. Self-Defense and Firearms Laws 3. Reciprocity (Recognition of Other State’s Permits)
This lists ALL firearm permits from other states that are recognized. 4. Self Defense And Firearm Laws Statutory References (For Additional Research) 5. Ratings of Each State for “Friendliness” to gun owners.
Video Summary of 50 State Firearms Guide
This video covers the highlights of the Legal Heat 50 State Guidebook. This shows the 2018 Edition, but the latest 2021 Edition contains all those elements, updated with current law changes.
* With over 250,000 certified students, Legal Heat claims to be the nation’s largest firearms training company. Legal Heat provides in-person as well as online training, and works with major gun retailers including Cabela’s, Bass Pro Shops, and Sportsman’s Warehouse. CLICK HERE for more information on Legal Heat Training Programs.
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Good Guidebooks for Pistol Shooters
